Bank of Hangzhou Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	63,502	63,169	62,868	60,313	55,025	48,724
Interest Paid on Deposits	34,566	35,578	38,411	36,880	32,168	27,689
Net Interest Income	28,937	27,592	24,457	23,433	22,857	21,036
Net Interest Income Growth (YoY)	16.34%	12.82%	4.37%	2.52%	8.66%	9.15%
Gain (Loss) on Sale of Assets	32.12	32.83	-0.09	-2.93	42.93	0.76
Gain (Loss) on Sale of Investments	595.29	1,165	-300.07	1,111	-120.87	141.3
Gain (Loss) on Sale of Equity Investments	276.99	329.76	440.22	371.76	317.14	212.14
Other Non-Interest Income	9,182	9,427	13,450	9,635	9,513	7,971
Total Non-Interest Income	10,086	10,954	13,590	11,115	9,752	8,325
Non-Interest Income Growth (YoY)	-24.78%	-19.40%	22.27%	13.98%	17.14%	50.44%
Revenues Before Loan Losses	39,023	38,546	38,047	34,548	32,609	29,361
Provision for Loan Losses	5,162	5,511	7,446	8,069	9,855	10,500
Revenue	33,861	33,034	30,601	26,478	22,753	18,861
Revenue Growth (YoY)	6.71%	7.95%	15.57%	16.37%	20.64%	27.03%
Selling, General & Administrative	11,594	11,650	11,286	10,293	9,760	8,017
Other Non-Interest Expense	425.89	427.83	389.47	366.07	323.17	264.03
Total Non-Interest Expense	12,040	12,098	11,709	10,659	10,083	8,228
EBT Excluding Unusual Items	21,820	20,936	18,892	15,819	12,670	10,633
Other Unusual Items	200.8	252.88	333.71	462.57	332.29	-38.3
Pretax Income	22,021	21,189	19,226	16,282	13,003	10,595
Income Tax Expense	2,384	2,159	2,244	1,898	1,323	1,334
Earnings From Continuing Operations	19,637	19,029	16,983	14,383	11,679	9,261
Net Income	19,637	19,029	16,983	14,383	11,679	9,261
Preferred Dividends & Other Adjustments	928	928	687	687	807	807
Net Income to Common	18,709	18,101	16,296	13,696	10,872	8,454
Net Income Growth	9.88%	12.05%	18.07%	23.15%	26.11%	29.77%
Basic Shares Outstanding	7,082	6,800	5,942	5,930	5,930	5,930
Diluted Shares Outstanding	7,319	7,249	7,142	7,156	7,117	6,796
Shares Change (YoY)	3.14%	1.50%	-0.19%	0.55%	4.72%	20.00%
EPS (Basic)	2.64	2.66	2.74	2.31	1.83	1.43
EPS (Diluted)	2.57	2.51	2.34	1.97	1.58	1.29
EPS Growth	3.73%	7.42%	18.69%	24.49%	23.05%	10.17%
Dividend Per Share	0.660	0.660	0.650	0.520	0.400	0.350
Dividend Growth	1.54%	1.54%	25.00%	30.00%	14.29%	-
Effective Tax Rate	10.83%	10.19%	11.67%	11.66%	10.18%	12.59%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.