Bank of Hangzhou Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	116,926	110,765	87,647	59,362	77,568	76,025
Market Cap Growth	28.37%	26.38%	47.65%	-23.47%	2.03%	-14.07%
Last Close Price	16.13	15.28	14.02	8.99	11.35	10.87
PE Ratio	6.27	6.12	5.38	4.33	7.13	8.99
PS Ratio	3.45	3.35	2.86	2.24	3.41	4.03
PB Ratio	0.69	0.68	0.64	0.53	0.79	0.84
P/FCF Ratio	1.57	0.70	1.35	0.83	0.87	-
P/OCF Ratio	1.56	0.70	1.33	0.82	0.85	-
Debt / Equity Ratio	2.75	3.08	3.51	4.03	3.93	4.21
Debt / FCF Ratio	6.26	3.17	7.35	6.31	4.31	-
Net Debt / Equity Ratio	0.96	0.94	0.98	1.50	1.52	1.84
Net Debt / FCF Ratio	2.18	0.97	2.06	2.35	1.67	-2.92
Return on Equity (ROE)	12.43%	12.72%	13.73%	13.71%	12.38%	10.84%
Return on Assets (ROA)	0.84%	0.85%	0.86%	0.83%	0.78%	0.72%
Earnings Yield	16.00%	17.18%	19.38%	24.23%	15.06%	12.18%
FCF Yield	63.82%	143.37%	74.11%	119.91%	115.67%	-74.67%
Dividend Yield	4.09%	4.32%	4.63%	5.78%	3.52%	3.22%
Payout Ratio	-	68.35%	76.97%	70.51%	91.00%	73.37%
Buyback Yield / Dilution	-3.14%	-1.50%	0.19%	-0.55%	-4.72%	-20.00%
Total Shareholder Return	0.95%	2.82%	4.83%	5.24%	-1.20%	-16.78%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.