Bank of Xi'an Co.,Ltd. (SHA: 600928)

Bank of Xi'an Co.,Ltd. Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	15,574	15,383	13,870	13,911	13,154	11,564
Interest Paid on Deposits	10,388	10,075	8,363	7,918	6,947	5,910
Net Interest Income	5,186	5,308	5,508	5,993	6,207	5,654
Net Interest Income Growth (YoY)	-4.32%	-3.63%	-8.09%	-3.46%	9.79%	10.78%
Gain (Loss) on Sale of Assets	-1.76	-1.86	0.48	6.77	-0.08	4.79
Gain (Loss) on Sale of Investments	722.41	722.41	-74.8	611.52	314.1	592.71
Gain (Loss) on Sale of Equity Investments	275.84	275.84	81.03	23.06	22.9	26.93
Other Non-Interest Income	1,502	894.69	1,045	563.73	576.01	561.41
Total Non-Interest Income	2,499	1,891	1,052	1,205	912.93	1,186
Non-Interest Income Growth (YoY)	89.56%	79.82%	-12.73%	32.00%	-23.01%	36.39%
Revenues Before Loan Losses	7,685	7,199	6,559	7,198	7,120	6,839
Provision for Loan Losses	3,359	2,742	2,099	2,171	2,155	1,824
Revenue	4,325	4,456	4,461	5,027	4,966	5,015
Revenue Growth (YoY)	-5.91%	-0.10%	-11.27%	1.24%	-0.99%	8.27%
Selling, General & Administrative	1,982	1,968	1,890	1,869	1,800	1,747
Other Non-Interest Expense	106.31	108.32	98.8	100.96	96.72	85.74
Total Non-Interest Expense	2,089	2,076	1,989	1,970	1,897	1,833
EBT Excluding Unusual Items	2,237	2,380	2,472	3,057	3,069	3,182
Other Unusual Items	14.86	15.52	3.44	2.54	5.74	8.38
Pretax Income	2,252	2,396	2,475	3,060	3,074	3,191
Income Tax Expense	-235.15	-69.27	49.07	252.67	314.89	512.13
Earnings From Continuing Operations	2,487	2,465	2,426	2,807	2,759	2,679
Minority Interest in Earnings	-2.83	-2.71	-1.7	-3	-2.9	-3.55
Net Income	2,484	2,462	2,424	2,804	2,756	2,675
Net Income to Common	2,484	2,462	2,424	2,804	2,756	2,675
Net Income Growth	-2.62%	1.56%	-13.55%	1.73%	3.05%	13.27%
Basic Shares Outstanding	4,482	4,444	4,444	4,444	4,444	4,370
Diluted Shares Outstanding	4,482	4,444	4,444	4,444	4,444	4,370
Shares Change (YoY)	1.13%	-	-	-	1.69%	9.26%
EPS (Basic)	0.55	0.55	0.55	0.63	0.62	0.61
EPS (Diluted)	0.55	0.55	0.55	0.63	0.62	0.61
EPS Growth	-4.40%	0.83%	-13.41%	1.61%	1.64%	3.39%
Dividend Per Share	0.056	0.056	0.165	0.190	0.190	0.185
Dividend Growth	-66.06%	-66.06%	-13.16%	0%	2.70%	15.63%
Effective Tax Rate	-	-	1.98%	8.26%	10.24%	16.05%

Source: S&P Capital IQ. Banks template. Financial Sources.