Bank of Xi'an Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	2,665	2,559	2,462	2,424	2,804	2,756
Depreciation & Amortization	188.2	188.2	198.76	203.43	205.64	85.63
Other Amortization	17.34	17.34	20.02	15.29	12.33	9.22
Gain (Loss) on Sale of Assets	0.3	0.3	1.86	-0.48	-6.77	-
Gain (Loss) on Sale of Investments	-2,073	-2,073	-1,606	-619.18	-636.66	-338.36
Provision for Credit Losses	3,676	3,676	2,742	2,099	2,171	2,155
Change in Other Net Operating Assets	-17,065	-17,065	7,121	46,800	7,998	27,504
Other Operating Activities	4,448	1,683	1,798	1,484	1,753	1,924
Operating Cash Flow	-8,608	-11,480	12,326	52,081	13,801	33,518
Operating Cash Flow Growth	-	-	-76.33%	277.38%	-58.83%	1600.90%
Capital Expenditures	-38.16	-56.69	-49.13	-40.2	-63.51	-81.19
Sale of Property, Plant and Equipment	0.65	8.87	3.12	0.28	7.23	0.18
Investment in Securities	-2,886	-13,314	2,958	-48,239	-26,703	-3,614
Other Investing Activities	1,603	1,339	922.6	669.3	410.97	501.17
Investing Cash Flow	-1,320	-12,023	3,835	-47,610	-26,348	-3,194
Long-Term Debt Issued	-	116,659	88,471	72,147	79,300	53,670
Long-Term Debt Repaid	-	-95,189	-90,904	-78,400	-59,750	-78,310
Net Debt Issued (Repaid)	28,416	21,470	-2,433	-6,253	19,550	-24,640
Issuance of Common Stock	4,999	-	-	-	-	-
Common Dividends Paid	-593.33	-376.99	-890.5	-1,074	-2,921	-1,076
Other Financing Activities	-	-	-	-137.64	-136.21	10
Financing Cash Flow	32,822	21,093	-3,323	-7,465	16,493	-25,706
Net Cash Flow	22,893	-2,409	12,838	-2,993	3,946	4,618
Free Cash Flow	-8,646	-11,536	12,277	52,041	13,737	33,437
Free Cash Flow Growth	-	-	-76.41%	278.83%	-58.92%	1657.01%
Free Cash Flow Margin	-184.44%	-255.66%	275.51%	1166.70%	273.26%	673.36%
Free Cash Flow Per Share	-1.97	-2.60	2.76	11.71	3.09	7.52
Cash Interest Paid	5,915	9,445	6,894	5,305	4,867	3,828
Cash Income Tax Paid	863.17	914.55	1,035	1,302	1,593	1,511

Source: S&P Global Market Intelligence. Banks template. Financial Sources.