Bank of Xi'an Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	31,089	12,846	10,906	11,601	12,209	14,358
Investment Securities	179,724	172,484	172,960	168,229	141,538	107,802
Trading Asset Securities	45,349	38,195	37,943	28,670	25,986	19,638
Total Investments	225,073	210,679	210,903	196,899	167,525	127,441
Gross Loans	284,023	299,493	242,621	207,319	190,905	182,018
Allowance for Loan Losses	-	-10,766	-7,735	-5,558	-4,954	-5,502
Net Loans	284,023	288,727	234,886	201,761	185,950	176,516
Property, Plant & Equipment	533.25	555.4	578.73	631.08	665.67	727.95
Other Intangible Assets	54.83	57.13	64.3	72.98	80.11	81.36
Accrued Interest Receivable	-	2,131	2,380	2,253	1,083	603.93
Other Receivables	-	92.55	72.96	115.98	56.64	62.77
Restricted Cash	-	17,351	15,817	15,044	14,567	13,481
Other Current Assets	-	4.95	6.53	77.64	3.59	4.82
Long-Term Deferred Tax Assets	5,025	4,660	3,477	3,109	2,684	2,388
Other Real Estate Owned & Foreclosed	-	124.85	175.62	175.62	175.62	175.62
Other Long-Term Assets	1,191	911.18	1,071	433.33	20,807	9,981
Total Assets	546,989	538,166	480,370	432,201	405,839	345,864
Accrued Expenses	822.5	847	706.08	593.73	593.52	838.87
Interest Bearing Deposits	370,599	252,922	237,169	214,852	184,403	152,292
Non-Interest Bearing Deposits	-	97,881	85,936	80,370	97,085	77,710
Total Deposits	370,599	350,803	323,106	295,222	281,488	230,002
Short-Term Borrowings	31,926	31,468	18,289	27,311	19,136	9,015
Current Portion of Long-Term Debt	-	-	-	59,542	60,218	67,233
Current Portion of Leases	-	114.03	113.8	95.63	105.73	120.28
Current Income Taxes Payable	1,348	953.21	265.58	74.29	16.08	229.37
Accrued Interest Payable	-	8,493	7,985	8,773	7,317	5,700
Other Current Liabilities	2,649	5,936	7,177	3,465	782.76	905.81
Long-Term Debt	97,050	98,736	88,547	5,500	6,140	3,498
Long-Term Leases	266.6	159.06	158.18	201.08	189.13	202.98
Long-Term Unearned Revenue	-	50.1	55.82	80.79	59.52	43.23
Pension & Post-Retirement Benefits	-	375.98	365.76	301.06	225.8	361.64
Other Long-Term Liabilities	1,376	62.59	129.18	114.95	319.89	111.29
Total Liabilities	506,037	497,997	446,898	401,275	376,591	318,261
Common Stock	4,444	4,444	4,444	4,444	4,444	4,444
Additional Paid-In Capital	3,690	3,565	3,565	3,691	3,691	3,691
Retained Earnings	27,927	27,171	24,965	22,656	20,927	19,347
Comprehensive Income & Other	4,827	4,927	429.69	69.92	123.72	59.04
Total Common Equity	40,888	40,107	33,404	30,861	29,186	27,541
Minority Interest	63.49	61.72	67.69	65.57	62.42	62.27
Shareholders' Equity	40,952	40,169	33,472	30,926	29,248	27,603
Total Liabilities & Equity	546,989	538,166	480,370	432,201	405,839	345,864
Total Debt	129,242	130,477	107,108	92,650	85,788	80,069
Net Cash (Debt)	-23,066	-52,427	-40,350	-32,325	-41,001	-38,454
Net Cash Per Share	-5.19	-11.80	-9.08	-7.27	-9.23	-8.65
Filing Date Shares Outstanding	4,444	4,444	4,444	4,444	4,444	4,444
Total Common Shares Outstanding	4,444	4,444	4,444	4,444	4,444	4,444
Book Value Per Share	8.07	9.02	7.52	6.94	6.57	6.20
Tangible Book Value	40,833	40,050	33,340	30,788	29,105	27,459
Tangible Book Value Per Share	8.06	9.01	7.50	6.93	6.55	6.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.