Bank of Xi'an Co.,Ltd. (SHA:600928)

Bank of Xi'an Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	18,827	18,389	15,760	15,383	13,870	13,911
Interest Paid on Deposits	9,343	9,569	10,236	10,075	8,363	7,918
Net Interest Income	9,485	8,820	5,524	5,308	5,508	5,993
Net Interest Income Growth (YoY)	55.72%	59.67%	4.08%	-3.63%	-8.09%	-3.46%
Gain (Loss) on Sale of Assets	-0.45	-0.35	-0.3	-1.86	0.48	6.77
Gain (Loss) on Sale of Investments	-	-	-	-	-74.8	611.52
Gain (Loss) on Sale of Equity Investments	190.38	190.38	323.65	275.84	81.03	23.06
Other Non-Interest Income	1,134	952.4	2,341	1,617	1,045	563.73
Total Non-Interest Income	1,324	1,142	2,664	1,891	1,052	1,205
Non-Interest Income Growth (YoY)	-41.18%	-57.12%	40.88%	79.82%	-12.73%	32.00%
Revenues Before Loan Losses	10,808	9,963	8,188	7,199	6,559	7,198
Provision for Loan Losses	6,019	5,218	3,676	2,742	2,099	2,171
Revenue	4,789	4,745	4,512	4,456	4,461	5,027
Revenue Growth (YoY)	6.13%	5.15%	1.26%	-0.10%	-11.27%	1.24%
Selling, General & Administrative	2,043	2,047	1,991	1,968	1,890	1,869
Other Non-Interest Expense	145.09	143.02	118.13	108.32	98.8	100.96
Total Non-Interest Expense	2,187	2,190	2,109	2,076	1,989	1,970
EBT Excluding Unusual Items	2,602	2,555	2,403	2,380	2,472	3,057
Asset Writedown	-51.25	-51.25	-	-	-	-
Other Unusual Items	-19.1	-20.29	7.69	15.52	3.44	2.54
Pretax Income	2,532	2,483	2,411	2,396	2,475	3,060
Income Tax Expense	-160.76	-164.14	-149.48	-69.27	49.07	252.67
Earnings From Continuing Operations	2,693	2,647	2,561	2,465	2,426	2,807
Minority Interest in Earnings	1.17	2.76	-1.96	-2.71	-1.7	-3
Net Income	2,694	2,650	2,559	2,462	2,424	2,804
Net Income to Common	2,694	2,650	2,559	2,462	2,424	2,804
Net Income Growth	4.09%	3.57%	3.91%	1.56%	-13.55%	1.74%
Basic Shares Outstanding	4,444	4,444	4,444	4,444	4,444	4,444
Diluted Shares Outstanding	4,444	4,444	4,444	4,444	4,444	4,444
Shares Change (YoY)	0.55%	-	-	-	-	-
EPS (Basic)	0.61	0.60	0.58	0.55	0.55	0.63
EPS (Diluted)	0.61	0.60	0.58	0.55	0.55	0.63
EPS Growth	3.52%	3.57%	4.67%	0.83%	-13.41%	1.61%
Dividend Per Share	0.100	0.100	0.100	0.056	0.165	0.190
Dividend Growth	-	-	78.57%	-66.06%	-13.16%	-
Effective Tax Rate	-	-	-	-	1.98%	8.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.