Bank of Xi'an Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	35,786	10,906	11,601	12,209	14,358	8,971
Investment Securities	178,475	172,960	168,229	141,538	107,802	86,901
Trading Asset Securities	36,662	37,943	28,670	25,986	19,638	9,965
Total Investments	215,137	210,903	196,899	167,525	127,441	96,866
Gross Loans	293,823	242,621	207,319	190,905	182,018	173,169
Allowance for Loan Losses	-	-7,735	-5,558	-4,954	-5,502	-5,534
Net Loans	293,823	234,886	201,761	185,950	176,516	167,635
Property, Plant & Equipment	539.09	578.73	631.08	665.67	727.95	380.05
Other Intangible Assets	57.49	64.3	72.98	80.11	81.36	86.11
Accrued Interest Receivable	-	2,380	2,253	1,083	603.93	693.66
Other Receivables	-	72.96	115.98	56.64	62.77	-
Restricted Cash	-	15,817	15,044	14,567	13,481	16,690
Other Current Assets	-	6.53	77.64	3.59	4.82	61.52
Long-Term Deferred Tax Assets	4,356	3,477	3,109	2,684	2,388	1,899
Other Real Estate Owned & Foreclosed	-	175.62	175.62	175.62	175.62	177.6
Other Long-Term Assets	1,436	1,071	433.33	20,807	9,981	12,895
Total Assets	551,135	480,370	432,201	405,839	345,864	306,392
Accrued Expenses	647.88	706.08	593.73	593.52	838.87	1,063
Interest Bearing Deposits	371,804	237,169	214,852	184,403	152,292	129,169
Non-Interest Bearing Deposits	-	85,936	80,370	97,085	77,710	80,305
Total Deposits	371,804	323,106	295,222	281,488	230,002	209,474
Short-Term Borrowings	33,850	18,289	27,311	19,136	9,015	13,084
Current Portion of Long-Term Debt	-	78,524	59,542	60,218	67,233	44,027
Current Portion of Leases	-	100.28	95.63	105.73	120.28	-
Current Income Taxes Payable	903.75	265.58	74.29	16.08	229.37	367.43
Accrued Interest Payable	-	7,985	8,773	7,317	5,700	4,385
Other Current Liabilities	4,457	7,177	3,465	782.76	905.81	783.28
Long-Term Debt	98,249	10,023	5,500	6,140	3,498	7,089
Long-Term Leases	252.64	171.7	201.08	189.13	202.98	-
Long-Term Unearned Revenue	-	55.82	80.79	59.52	43.23	105.76
Pension & Post-Retirement Benefits	-	365.76	301.06	225.8	361.64	309.82
Other Long-Term Liabilities	1,403	129.18	114.95	319.89	111.29	80.83
Total Liabilities	511,567	446,898	401,275	376,591	318,261	280,768
Common Stock	4,444	4,444	4,444	4,444	4,444	4,444
Additional Paid-In Capital	3,691	3,691	3,691	3,691	3,691	3,691
Retained Earnings	26,554	24,965	22,656	20,927	19,347	17,387
Comprehensive Income & Other	4,816	303.77	69.92	123.72	59.04	43.45
Total Common Equity	39,505	33,404	30,861	29,186	27,541	25,565
Minority Interest	62.83	67.69	65.57	62.42	62.27	58.14
Shareholders' Equity	39,567	33,472	30,926	29,248	27,603	25,624
Total Liabilities & Equity	551,135	480,370	432,201	405,839	345,864	306,392
Total Debt	132,352	107,108	92,650	85,788	80,069	64,199
Net Cash (Debt)	-29,812	-40,350	-32,325	-41,001	-38,454	-36,361
Net Cash Per Share	-6.78	-9.08	-7.27	-9.23	-8.65	-8.18
Filing Date Shares Outstanding	4,444	4,444	4,444	4,444	4,444	4,444
Total Common Shares Outstanding	4,444	4,444	4,444	4,444	4,444	4,444
Book Value Per Share	8.89	7.52	6.94	6.57	6.20	5.75
Tangible Book Value	39,447	33,340	30,788	29,105	27,459	25,479
Tangible Book Value Per Share	8.88	7.50	6.93	6.55	6.18	5.73

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.