Bank of Xi'an Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	16,667	16,044	14,800	15,644	19,111	24,711
Market Cap Growth	8.70%	8.41%	-5.40%	-18.14%	-22.66%	-28.44%
Last Close Price	3.75	3.52	3.20	3.23	3.76	4.67
PE Ratio	6.19	6.27	6.01	6.45	6.82	8.97
PS Ratio	3.56	3.56	3.32	3.51	3.80	4.98
PB Ratio	0.42	0.48	0.48	0.54	0.69	0.96
P/FCF Ratio	-	-	1.21	0.30	1.39	0.74
P/OCF Ratio	-	-	1.20	0.30	1.39	0.74
Debt / Equity Ratio	3.35	3.20	3.00	2.93	2.90	2.51
Debt / FCF Ratio	-	-	7.55	1.65	5.83	1.92
Return on Equity (ROE)	7.37%	7.95%	8.19%	8.54%	10.55%	11.20%
Return on Assets (ROA)	0.53%	0.56%	0.59%	0.65%	0.86%	0.94%
Earnings Yield	15.99%	15.95%	16.64%	15.50%	14.67%	11.15%
FCF Yield	-51.88%	-71.90%	82.95%	332.65%	71.88%	135.31%
Dividend Yield	2.67%	2.84%	1.75%	5.11%	5.06%	4.07%
Payout Ratio	22.27%	14.74%	36.17%	44.30%	104.14%	39.05%
Buyback Yield / Dilution	1.87%	-	-	-	-	-1.70%
Total Shareholder Return	4.54%	2.84%	1.75%	5.11%	5.06%	2.37%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.