SHA:601528 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	6,850	6,972	7,119	6,905	6,310	5,865
Interest Paid on Deposits	3,408	3,718	4,115	3,851	3,122	2,870
Net Interest Income	3,443	3,254	3,004	3,054	3,188	2,996
Net Interest Income Growth	12.66%	8.33%	-1.65%	-4.22%	6.44%	0.46%
Gain (Loss) on Sale of Assets	4.79	4.93	0.06	0.78	-	0.1
Gain (Loss) on Sale of Investments	184.02	550.04	611.41	263.52	24.41	99.18
Gain (Loss) on Sale of Equity Investments	164.75	164.75	111	53.96	6.75	-
Other Non-Interest Income	482.44	295.9	506.76	455.27	245.95	189.46
Total Non-Interest Income	835.99	1,016	1,229	773.54	277.1	288.73
Non-Interest Income Growth	-26.61%	-17.38%	58.91%	179.15%	-4.03%	981.96%
Revenues Before Loan Losses	4,279	4,269	4,233	3,827	3,466	3,284
Provision for Loan Losses	970.61	993.04	1,153	844.82	821.96	854.09
Revenue	3,308	3,276	3,079	2,983	2,644	2,430
Revenue Growth	6.87%	6.40%	3.25%	12.82%	8.78%	10.25%
Selling, General & Administrative	1,362	1,360	1,369	1,319	1,173	1,066
Other Non-Interest Expense	41.56	37.69	38.08	39.16	30.86	24.29
Total Non-Interest Expense	1,406	1,398	1,407	1,359	1,204	1,091
EBT Excluding Unusual Items	1,902	1,878	1,672	1,624	1,439	1,340
Other Unusual Items	64.64	117.38	222.12	166.64	178.47	30.29
Pretax Income	1,967	1,996	1,894	1,791	1,618	1,370
Income Tax Expense	-28.73	8.65	-49.7	42.05	66.49	75.03
Earnings From Continuing Operations	1,995	1,987	1,944	1,749	1,551	1,295
Minority Interest in Earnings	-21.15	-21.17	-22.17	-21.48	-23.6	-23.81
Net Income	1,974	1,966	1,922	1,727	1,528	1,271
Net Income to Common	1,974	1,966	1,922	1,727	1,528	1,271
Net Income Growth	0.28%	2.30%	11.27%	13.04%	20.20%	15.08%
Basic Shares Outstanding	1,957	1,962	1,962	1,962	1,962	1,864
Diluted Shares Outstanding	1,957	1,962	1,962	1,962	1,962	1,864
Shares Change	-0.25%	-	-	-	5.26%	5.56%
EPS (Basic)	1.01	1.00	0.98	0.88	0.78	0.68
EPS (Diluted)	1.01	1.00	0.98	0.88	0.78	0.68
EPS Growth	0.87%	2.10%	11.29%	13.01%	14.19%	9.44%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.210	0.210	0.200	0.180	0.115	0.139
Dividend Growth	5.00%	5.00%	11.11%	55.98%	-16.68%	-
Effective Tax Rate	-	0.43%	-	2.35%	4.11%	5.48%