Bank of Changsha Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	37,730	38,013	41,130	40,150	35,795	32,581
Interest Paid on Deposits	18,314	18,708	20,566	20,123	17,827	16,469
Net Interest Income	19,415	19,305	20,564	20,028	17,967	16,112
Net Interest Income Growth (YoY)	-6.00%	-6.12%	2.68%	11.47%	11.52%	7.69%
Gain (Loss) on Sale of Assets	67.38	66.95	5.11	-73.56	-2.29	383.62
Gain (Loss) on Sale of Investments	1,228	1,644	241.59	275.97	342.96	37.31
Other Non-Interest Income	5,105	4,416	5,120	4,535	4,511	4,285
Total Non-Interest Income	6,400	6,127	5,367	4,737	4,851	4,706
Non-Interest Income Growth (YoY)	15.85%	14.16%	13.30%	-2.35%	3.10%	55.78%
Revenues Before Loan Losses	25,816	25,432	25,931	24,765	22,819	20,817
Provision for Loan Losses	7,959	7,989	8,805	8,181	7,441	6,655
Revenue	17,856	17,443	17,126	16,583	15,378	14,162
Revenue Growth (YoY)	4.88%	1.85%	3.27%	7.84%	8.58%	15.22%
Selling, General & Administrative	7,142	7,069	7,379	6,933	6,472	5,935
Other Non-Interest Expense	243.18	249.81	245.08	236.68	215.78	175.76
Total Non-Interest Expense	7,457	7,383	7,663	7,214	6,702	6,167
EBT Excluding Unusual Items	10,400	10,061	9,463	9,369	8,675	7,996
Asset Writedown	-2.18	-2.18	-15.48	-2.14	-3.62	-12.44
Other Unusual Items	5.1	5.1	-23.7	20.26	14.07	25.86
Pretax Income	10,403	10,064	9,424	9,388	8,686	8,009
Income Tax Expense	2,083	1,876	1,515	1,536	1,542	1,439
Earnings From Continuing Operations	8,319	8,187	7,909	7,852	7,144	6,570
Minority Interest in Earnings	-86.3	-79.73	-82.16	-388.94	-332.43	-265.27
Net Income	8,233	8,108	7,827	7,463	6,811	6,304
Preferred Dividends & Other Adjustments	347.9	347.9	-	-	-	-
Net Income to Common	7,885	7,760	7,827	7,463	6,811	6,304
Net Income Growth	4.13%	3.59%	4.87%	9.57%	8.04%	18.09%
Basic Shares Outstanding	4,024	4,022	4,185	4,193	4,231	4,067
Diluted Shares Outstanding	4,024	4,022	4,185	4,193	4,231	4,067
Shares Change (YoY)	-3.86%	-3.91%	-0.18%	-0.90%	4.01%	12.00%
EPS (Basic)	1.96	1.93	1.87	1.78	1.61	1.55
EPS (Diluted)	1.96	1.93	1.87	1.78	1.61	1.55
EPS Growth	3.73%	3.18%	5.06%	10.56%	3.87%	5.44%
Dividend Per Share	0.430	0.430	0.420	0.380	0.350	0.350
Dividend Growth	2.38%	2.38%	10.53%	8.57%	-	9.38%
Effective Tax Rate	20.03%	18.64%	16.08%	16.36%	17.76%	17.97%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.