Bank of Changsha Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	8,198	7,827	7,463	6,811	6,304	5,338
Depreciation & Amortization	625.82	625.82	801.54	724.61	620.9	272.49
Other Amortization	294.36	294.36	123.77	122.33	119.72	123.92
Gain (Loss) on Sale of Assets	-3.45	-3.45	71.33	2.06	-404.56	1.68
Gain (Loss) on Sale of Investments	-1,010	-1,010	343.3	-280.14	-818.58	852.25
Total Asset Writedown	54.34	54.34	46.58	18.53	68.06	34.18
Provision for Credit Losses	8,805	8,805	8,181	7,441	6,655	5,691
Change in Other Net Operating Assets	13,262	13,262	32,053	11,382	65,516	15,574
Other Operating Activities	19,957	-6,485	-5,785	-6,022	-6,418	-6,238
Operating Cash Flow	50,125	23,312	42,341	19,725	3,611	20,922
Operating Cash Flow Growth	-	-44.94%	114.66%	446.32%	-82.74%	-
Capital Expenditures	-806.69	-525.29	-646.91	-1,287	-806.64	-701.23
Sale of Property, Plant and Equipment	98.46	7.9	3.18	14.55	627.01	15.6
Investment in Securities	-26,369	-82,525	-18,575	-11,904	-27,127	-29,007
Other Investing Activities	13,152	11,021	10,337	10,728	10,543	9,102
Investing Cash Flow	-13,926	-72,021	-8,882	-2,449	-16,763	-20,590
Long-Term Debt Issued	-	398,784	213,321	208,715	208,933	161,928
Long-Term Debt Repaid	-	-344,908	-223,454	-205,575	-198,180	-158,630
Net Debt Issued (Repaid)	-2,815	53,876	-10,133	3,140	10,753	3,298
Issuance of Common Stock	-	-	-	-	5,878	-
Total Dividends Paid	-4,291	-3,131	-2,921	-2,786	-2,571	-2,175
Other Financing Activities	-207.97	4,680	-485.37	-418.22	-298.24	-
Financing Cash Flow	-7,314	55,425	-13,539	-63.48	13,761	1,123
Foreign Exchange Rate Adjustments	8.66	6.72	14.3	69.21	-26.88	-61.89
Net Cash Flow	28,894	6,722	19,935	17,281	581.85	1,392
Free Cash Flow	49,318	22,787	41,695	18,437	2,804	20,221
Free Cash Flow Growth	-	-45.35%	126.14%	557.57%	-86.13%	-
Free Cash Flow Margin	282.44%	133.29%	251.42%	119.90%	19.80%	164.51%
Free Cash Flow Per Share	12.08	5.67	9.95	4.36	0.69	5.57
Cash Interest Paid	15,409	14,918	15,353	13,413	10,316	8,813
Cash Income Tax Paid	3,649	4,013	3,757	4,032	3,501	3,083

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.