Bank of Changsha Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	57,577	29,956	18,489	15,085	22,228	20,957
Investment Securities	441,744	442,844	426,768	340,113	295,473	266,020
Trading Asset Securities	161,164	135,364	111,157	121,545	110,158	98,809
Total Investments	602,908	578,208	537,925	461,658	405,631	364,829
Gross Loans	664,091	622,478	552,343	500,504	436,980	373,757
Allowance for Loan Losses	-20,908	-19,426	-19,564	-17,164	-15,046	-13,204
Net Loans	643,183	603,052	532,779	483,340	421,934	360,553
Property, Plant & Equipment	2,259	2,302	2,514	2,803	3,205	3,048
Other Intangible Assets	1,785	1,833	1,726	1,655	1,544	854.3
Accrued Interest Receivable	-	4,330	4,796	3,341	2,372	1,710
Other Receivables	-	157.76	225.53	96.13	226.32	287.63
Restricted Cash	-	42,192	42,180	45,333	42,462	39,230
Other Current Assets	-	330.17	517.36	905.79	204.68	110.7
Long-Term Deferred Tax Assets	4,852	5,122	4,998	5,245	4,327	3,898
Other Real Estate Owned & Foreclosed	-	85.56	163.49	202.4	259.53	302.03
Other Long-Term Assets	2,557	317.95	116.53	21.22	21.95	6.72
Total Assets	1,315,121	1,268,149	1,146,748	1,020,033	904,733	796,150
Accrued Expenses	1,319	2,031	1,871	1,601	1,836	1,340
Interest Bearing Deposits	855,043	831,985	739,441	707,196	607,182	535,850
Total Deposits	855,043	831,985	739,441	707,196	607,182	535,850
Short-Term Borrowings	25,298	28,572	30,640	7,141	9,301	25,096
Current Portion of Long-Term Debt	66,728	247,275	262,786	182,665	177,399	136,503
Current Portion of Leases	-	27.69	25.54	28.62	10.23	313.72
Current Income Taxes Payable	1,206	430.23	211.07	641.62	640.65	855.43
Accrued Interest Payable	-	13,676	13,885	12,384	10,938	10,091
Other Current Liabilities	34,782	16,060	5,629	1,674	1,926	681.31
Long-Term Debt	242,847	42,993	8,886	34,576	30,040	25,824
Long-Term Leases	975.93	944.28	1,023	1,139	1,321	932.43
Long-Term Unearned Revenue	-	197.45	300.27	285.72	275.92	139.73
Pension & Post-Retirement Benefits	-	228.92	208.65	208.16	177.23	178.59
Other Long-Term Liabilities	1,792	1,389	1,491	2,174	1,514	1,699
Total Liabilities	1,229,991	1,185,811	1,066,398	951,714	842,561	739,504
Preferred Stock, Convertible	-	-	5,992	5,992	5,992	5,992
Common Stock	4,022	4,022	4,022	4,022	4,022	4,022
Additional Paid-In Capital	-	11,170	11,183	11,172	11,178	11,178
Retained Earnings	58,318	55,790	50,451	44,470	38,733	33,647
Comprehensive Income & Other	20,446	9,035	6,367	454.01	319.17	183.71
Total Common Equity	82,786	80,017	72,022	60,117	54,252	49,030
Minority Interest	2,344	2,322	2,337	2,210	1,929	1,624
Shareholders' Equity	85,130	82,338	80,350	68,319	62,172	56,646
Total Liabilities & Equity	1,315,121	1,268,149	1,146,748	1,020,033	904,733	796,150
Total Debt	335,848	319,812	303,360	225,549	218,070	188,669
Net Cash (Debt)	-47,320	-101,385	-125,807	-50,158	-64,388	-62,734
Net Cash Per Share	-11.76	-25.21	-30.06	-11.96	-15.22	-15.42
Filing Date Shares Outstanding	4,022	4,022	4,022	4,022	4,022	4,022
Total Common Shares Outstanding	4,022	4,022	4,022	4,022	4,022	4,022
Book Value Per Share	18.35	17.66	16.67	14.95	13.49	12.19
Tangible Book Value	81,001	78,183	70,296	58,462	52,707	48,176
Tangible Book Value Per Share	17.90	17.20	16.24	14.54	13.11	11.98

Source: S&P Global Market Intelligence. Banks template. Financial Sources.