Bank of Changsha Co., Ltd. (SHA:601577)

Bank of Changsha Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	65,449	18,489	15,085	22,228	20,957	17,101
Investment Securities	405,217	426,768	340,113	295,473	266,020	245,577
Trading Asset Securities	151,558	111,157	121,545	110,158	98,809	85,396
Total Investments	556,775	537,925	461,658	405,631	364,829	330,972
Gross Loans	632,057	552,343	500,504	436,980	373,757	318,386
Allowance for Loan Losses	-22,338	-19,564	-17,164	-15,046	-13,204	-11,198
Net Loans	609,718	532,779	483,340	421,934	360,553	307,188
Property, Plant & Equipment	2,369	2,514	2,803	3,205	3,048	1,801
Other Intangible Assets	1,321	1,726	1,655	1,544	854.3	622.02
Accrued Interest Receivable	-	4,796	3,341	2,372	1,710	1,623
Other Receivables	-	225.53	96.13	226.32	287.63	328.2
Restricted Cash	-	42,180	45,333	42,462	39,230	40,212
Other Current Assets	377.73	517.36	905.79	204.68	110.7	276.9
Long-Term Deferred Tax Assets	5,694	4,998	5,245	4,327	3,898	3,364
Other Real Estate Owned & Foreclosed	-	163.49	202.4	259.53	302.03	407.39
Other Long-Term Assets	1,993	116.53	21.22	21.95	6.72	1.97
Total Assets	1,243,698	1,146,748	1,020,033	904,733	796,150	704,235
Accrued Expenses	1,409	1,854	1,601	1,836	1,340	1,704
Interest Bearing Deposits	804,033	739,441	707,196	607,182	535,850	479,058
Total Deposits	804,033	739,441	707,196	607,182	535,850	479,058
Short-Term Borrowings	14,375	30,640	7,141	9,301	25,096	129,344
Current Portion of Long-Term Debt	39,153	235,300	182,665	177,399	136,503	-
Current Portion of Leases	-	25.54	28.62	10.23	313.72	-
Current Income Taxes Payable	1,430	211.07	641.62	640.65	855.43	921.62
Accrued Interest Payable	-	13,885	12,384	10,938	10,091	7,469
Other Current Liabilities	30,793	5,647	1,674	1,926	681.31	928.16
Long-Term Debt	264,759	36,372	34,576	30,040	25,824	37,336
Long-Term Leases	941.39	1,023	1,139	1,321	932.43	-
Long-Term Unearned Revenue	-	300.27	285.72	275.92	139.73	73.95
Pension & Post-Retirement Benefits	-	208.65	208.16	177.23	178.59	167.47
Other Long-Term Liabilities	3,594	1,491	2,174	1,514	1,699	1,510
Total Liabilities	1,160,487	1,066,398	951,714	842,561	739,504	658,512
Preferred Stock, Convertible	5,992	5,992	5,992	5,992	5,992	5,992
Common Stock	4,022	4,022	4,022	4,022	4,022	3,422
Additional Paid-In Capital	11,199	11,183	11,172	11,178	11,178	5,901
Retained Earnings	54,397	50,451	44,470	38,733	33,647	28,948
Comprehensive Income & Other	5,216	6,367	454.01	319.17	183.71	72.05
Total Common Equity	74,834	72,022	60,117	54,252	49,030	38,342
Minority Interest	2,385	2,337	2,210	1,929	1,624	1,389
Shareholders' Equity	83,211	80,350	68,319	62,172	56,646	45,723
Total Liabilities & Equity	1,243,698	1,146,748	1,020,033	904,733	796,150	704,235
Total Debt	319,228	303,360	225,549	218,070	188,669	166,680
Net Cash (Debt)	-46,565	-125,807	-50,158	-64,388	-62,734	-58,695
Net Cash Per Share	-11.41	-31.28	-11.96	-15.22	-15.42	-16.16
Filing Date Shares Outstanding	4,022	4,022	4,022	4,022	4,022	3,422
Total Common Shares Outstanding	4,022	4,022	4,022	4,022	4,022	3,422
Book Value Per Share	17.37	16.67	14.95	13.49	12.19	11.21
Tangible Book Value	73,513	70,296	58,462	52,707	48,176	37,720
Tangible Book Value Per Share	17.04	16.24	14.54	13.11	11.98	11.02

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.