SHA:601818 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	202,442	211,158	234,007	250,809	241,309	229,334
Interest Paid on Deposits	108,902	119,057	137,341	143,329	127,654	117,179
Net Interest Income	93,540	92,101	96,666	107,480	113,655	112,155
Net Interest Income Growth	-0.48%	-4.72%	-10.06%	-5.43%	1.34%	1.32%
Gain (Loss) on Sale of Assets	-28	-28	-29	-21	-	94
Gain (Loss) on Sale of Investments	4,532	4,532	936	-971	866	-127
Gain (Loss) on Sale of Equity Investments	-	-	13	36	-63	-90
Other Non-Interest Income	25,389	29,678	37,800	38,876	37,074	40,676
Total Non-Interest Income	29,893	34,182	38,720	37,920	37,877	40,553
Non-Interest Income Growth	-20.18%	-11.72%	2.11%	0.11%	-6.60%	27.94%
Revenues Before Loan Losses	123,433	126,283	135,386	145,400	151,532	152,708
Provision for Loan Losses	41,403	36,426	40,522	52,075	50,600	54,772
Revenue	82,030	89,857	94,864	93,325	100,932	97,936
Revenue Growth	-13.90%	-5.28%	1.65%	-7.54%	3.06%	14.33%
Selling, General & Administrative	35,664	36,800	40,365	41,042	42,279	42,805
Other Non-Interest Expense	3,037	2,917	2,713	2,765	2,767	2,512
Total Non-Interest Expense	38,811	40,170	43,390	43,807	45,066	45,540
EBT Excluding Unusual Items	43,219	49,687	51,474	49,518	55,866	52,396
Asset Writedown	-	-	-	-	-	-23
Other Unusual Items	-	-	-	239	100	568
Pretax Income	43,219	49,687	51,474	49,757	55,966	52,941
Income Tax Expense	9,981	10,546	9,563	8,681	10,926	9,302
Earnings From Continuing Operations	33,238	39,141	41,911	41,076	45,040	43,639
Minority Interest in Earnings	-323	-315	-215	-284	-233	-232
Net Income	32,915	38,826	41,696	40,792	44,807	43,407
Preferred Dividends & Other Adjustments	4,429	4,647	4,811	4,811	4,811	4,800
Net Income to Common	28,486	34,179	36,885	35,981	39,996	38,607
Net Income Growth	-17.70%	-7.34%	2.51%	-10.04%	3.60%	8.40%
Basic Shares Outstanding	59,086	59,086	59,086	57,822	54,032	54,032
Diluted Shares Outstanding	59,086	59,086	59,086	59,306	60,849	60,468
Shares Change	6.48%	-	-0.37%	-2.54%	0.63%	0.68%
EPS (Basic)	0.48	0.58	0.62	0.62	0.74	0.71
EPS (Diluted)	0.48	0.58	0.62	0.61	0.67	0.65
EPS Growth	-23.01%	-6.70%	1.43%	-8.81%	2.92%	7.27%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.151	0.175	0.189	0.173	0.190	0.201
Dividend Growth	-48.64%	-7.41%	9.25%	-8.95%	-5.47%	-4.29%
Effective Tax Rate	23.09%	21.22%	18.58%	17.45%	19.52%	17.57%