SHA:601860 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	7,906	8,727	9,139	8,659	8,530	7,823
Interest Paid on Deposits	4,732	5,054	5,180	4,624	4,571	3,982
Net Interest Income	3,174	3,674	3,960	4,035	3,959	3,840
Net Interest Income Growth (YoY)	-17.53%	-7.23%	-1.87%	1.93%	3.08%	-4.78%
Gain (Loss) on Sale of Assets	7.91	1.96	15.05	29.92	18.17	20.75
Gain (Loss) on Sale of Investments	603.41	448.03	138.61	158.51	130.31	343.39
Gain (Loss) on Sale of Equity Investments	100.2	94.04	85.85	91.45	78.92	75.44
Other Non-Interest Income	356.36	212.04	143.72	191.59	315.82	196.78
Total Non-Interest Income	1,068	756.06	383.23	471.46	543.21	636.35
Non-Interest Income Growth (YoY)	89.21%	97.28%	-18.71%	-13.21%	-14.64%	-0.64%
Revenues Before Loan Losses	4,242	4,430	4,343	4,507	4,502	4,477
Provision for Loan Losses	849.2	815.57	667.34	765.39	1,046	1,496
Revenue	3,393	3,614	3,676	3,741	3,456	2,980
Revenue Growth (YoY)	-5.04%	-1.68%	-1.76%	8.25%	15.97%	-3.29%
Selling, General & Administrative	1,554	1,605	1,693	1,738	1,614	1,359
Other Non-Interest Expense	65.34	68.68	66.94	60.22	64.53	59.1
Total Non-Interest Expense	1,617	1,674	1,760	1,799	1,679	1,418
EBT Excluding Unusual Items	1,776	1,940	1,915	1,943	1,777	1,562
Asset Writedown	-1.93	-	-	0.05	-0.77	-1.45
Other Unusual Items	32.79	32.79	85.12	-0.91	2.28	39.71
Pretax Income	1,807	1,973	2,000	1,942	1,779	1,600
Income Tax Expense	331.01	349.33	381.8	341.61	263.75	158.8
Net Income	1,476	1,624	1,619	1,600	1,515	1,441
Net Income to Common	1,476	1,624	1,619	1,600	1,515	1,441
Net Income Growth	-8.92%	0.30%	1.16%	5.61%	5.11%	1.72%
Basic Shares Outstanding	3,658	3,661	3,661	3,661	3,661	3,661
Diluted Shares Outstanding	4,006	4,059	4,047	4,000	3,987	3,896
Shares Change (YoY)	-1.14%	0.30%	1.16%	0.33%	2.35%	6.42%
EPS (Basic)	0.40	0.44	0.44	0.44	0.41	0.39
EPS (Diluted)	0.37	0.40	0.40	0.40	0.38	0.37
EPS Growth	-7.87%	-	-	5.26%	2.70%	-4.42%
Dividend Per Share	0.100	0.100	0.100	0.100	0.100	0.100
Dividend Growth	-33.33%	-	-	-	-	-
Effective Tax Rate	18.32%	17.71%	19.09%	17.59%	14.83%	9.92%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.