Jiangsu Zijin Rural Commercial Bank Co.,Ltd (SHA:601860)

SHA:601860 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	11,085	11,008	6,141	4,697	7,388	1,810
Investment Securities	70,993	73,545	63,514	55,349	46,988	52,836
Trading Asset Securities	3,588	185.81	1,245	554.58	142.22	2,203
Total Investments	74,580	73,731	64,759	55,904	47,130	55,038
Gross Loans	200,081	194,907	188,852	177,372	160,296	140,212
Allowance for Loan Losses	-4,651	-4,700	-4,618	-4,997	-4,672	-4,627
Net Loans	195,430	190,207	184,233	172,374	155,624	135,585
Property, Plant & Equipment	1,079	1,133	1,216	1,337	1,464	1,528
Other Intangible Assets	104.92	110.71	116.96	117.16	115.54	118.36
Accrued Interest Receivable	740.83	849.49	973.44	1,021	848.53	717.4
Other Receivables	13.9	5.69	1.58	8.3	-4.8	55.65
Restricted Cash	11,391	11,161	10,474	10,077	10,114	9,928
Other Current Assets	214	165.81	37.63	119.74	100.31	72.48
Long-Term Deferred Tax Assets	2,020	1,925	1,851	1,824	1,751	1,665
Other Long-Term Assets	565.59	18.49	81.41	99.8	92.5	78.92
Total Assets	297,235	290,343	269,944	247,664	224,722	206,666

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	287.35	283.65	225.9	237.11	248.65	234.41
Interest Bearing Deposits	230,724	226,773	210,856	199,643	177,988	157,003
Total Deposits	230,724	226,773	210,856	199,643	177,988	157,003
Short-Term Borrowings	8,769	13,879	5,616	-	4,396	5,515
Current Portion of Long-Term Debt	29,243	20,847	22,160	19,106	15,796	17,220
Current Portion of Leases	49.73	29.02	45.54	48.2	52.85	-
Current Income Taxes Payable	124.96	19.09	148.02	188.2	183.8	-
Accrued Interest Payable	4,440	5,543	5,333	4,692	3,817	3,291
Other Current Liabilities	278.41	464.87	572.76	433.66	488.96	338.01
Long-Term Debt	2,027	2,000	4,694	4,573	4,438	6,782
Long-Term Leases	56.42	97.59	103.26	126.19	137.14	207.97
Pension & Post-Retirement Benefits	10.04	53.43	55.96	55.09	56.07	54.76
Long-Term Deferred Tax Liabilities	81.24	53.51	196.98	90.47	22.01	17.71
Total Liabilities	276,091	270,042	250,008	229,193	207,625	190,667

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,661	3,661	3,661	3,661	3,661	3,661
Additional Paid-In Capital	2,977	2,977	2,977	2,977	2,977	2,977
Retained Earnings	13,982	13,222	12,343	11,269	10,016	8,782
Comprehensive Income & Other	524.73	440.54	954.36	564.51	442.34	578.55
Shareholders' Equity	21,144	20,301	19,936	18,472	17,097	15,999
Total Liabilities & Equity	297,235	290,343	269,944	247,664	224,722	206,666

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	40,145	36,852	32,619	23,853	24,821	29,725
Net Cash (Debt)	-2,239	485.3	-5,820	-12,179	-9,882	-12,063
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.55	0.12	-1.43	-3.01	-2.47	-3.03
Filing Date Shares Outstanding	3,661	3,661	3,661	3,661	3,661	3,661
Total Common Shares Outstanding	3,661	3,661	3,661	3,661	3,661	3,661
Book Value Per Share	5.78	5.55	5.45	5.05	4.67	4.37
Tangible Book Value	21,040	20,190	19,819	18,355	16,982	15,881
Tangible Book Value Per Share	5.75	5.51	5.41	5.01	4.64	4.34

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 4, 2026

Data Sources Report a data error