Jiangsu Zijin Rural Commercial Bank Co.,Ltd (SHA:601860)
China · Delayed Price · Currency is CNY 2.710
+0.050 (1.88%)
Aug 3, 2026, 3:00 PM CST
SHA:601860 Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,064 | 3,028 | 3,614 | 3,676 | 3,741 | 3,456 |
Revenue Growth | -15.15% | -16.22% | -1.68% | -1.76% | 8.25% | 15.97% |
Net Income Net Income Growth | 1,251 | 1,244 | 1,624 | 1,619 | 1,600 | 1,515 |
Earnings Per Share EPS Growth | 0.31 | 0.31 | 0.40 | 0.40 | 0.40 | 0.38 |
EPS Growth | -22.41% | -22.50% | 0% | 0% | 5.26% | 2.70% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Company Business Company Business Growth | 2,226 | 1,674 | 2,498 | 1,003 | 2,049 |
Capital business Capital business Growth | 533.9 | 964.82 | 526.66 | 367.69 | 602.43 |
Individual life insurance business Individual life insurance business Growth | 1,333 | 1,781 | 1,296 | 2,964 | 1,717 |
Others Others Growth | 25.3 | 42.54 | 99.49 | 171.54 | 132.92 |
Total Total Growth | 4,118 | 4,463 | 4,420 | 4,507 | 4,502 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 32,728 | 37,337 | 26,799 | 11,674 | 14,939 | 17,662 |
Total Debt Total Debt Growth | 39,870 | 36,852 | 32,619 | 23,853 | 24,821 | 29,725 |
Net Cash (Debt) Net Cash Growth | -7,142 | 485.3 | -5,820 | -12,179 | -9,882 | -12,063 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.77 | 0.12 | -1.43 | -3.01 | -2.47 | -3.03 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,059 | 18,481 | 3,251 | 5,842 | 6,556 | -23,136 |
Capital Expenditures CapEx Growth | -50.86 | -43.94 | -45.63 | -53.25 | -130.29 | -76.81 |
Free Cash Flow Free Cash Flow Growth | 3,008 | 18,437 | 3,205 | 5,789 | 6,425 | -23,213 |
Free Cash Flow Growth | 122.44% | 475.26% | -44.63% | -9.91% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 40.84% | 41.10% | 44.92% | 44.04% | 42.77% | 43.84% |
FCF Margin | 98.17% | 608.90% | 88.68% | 157.49% | 171.74% | -671.63% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.100 | 0.100 | 0.100 | 0.100 | 0.100 | 0.100 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 3.76% | 3.76% | 3.77% | 4.42% | 4.49% | 3.59% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.73 | 8.12 | 6.43 | 5.72 | 5.93 | 8.09 |
Forward PE | - | 5.26 | 5.26 | 5.26 | 5.34 | 7.75 |
P/FCF Ratio | 3.30 | 0.55 | 3.26 | 1.60 | 1.48 | - |
PS Ratio | 3.24 | 3.34 | 2.89 | 2.52 | 2.53 | 3.55 |