Jiangsu Zijin Rural Commercial Bank Co.,Ltd (SHA:601860)

SHA:601860 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	11,571	4,697	7,388	1,810	7,343	14,664
Investment Securities	68,558	55,349	46,988	52,836	75,875	70,596
Trading Asset Securities	1,257	554.58	142.22	2,203	3,331	1,808
Total Investments	69,816	55,904	47,130	55,038	79,206	72,405
Gross Loans	186,164	177,372	160,296	140,212	120,690	102,496
Allowance for Loan Losses	-	-4,997	-4,672	-4,627	-4,387	-3,988
Net Loans	186,164	172,374	155,624	135,585	116,302	98,508
Property, Plant & Equipment	1,247	1,337	1,464	1,528	1,394	1,460
Other Intangible Assets	111.36	117.16	115.54	118.36	124.76	129.39
Accrued Interest Receivable	-	1,021	848.53	717.4	819.73	701.34
Other Receivables	-	8.3	-4.8	55.65	13.66	51.55
Restricted Cash	-	10,077	10,114	9,928	10,703	11,996
Other Current Assets	-	119.74	100.31	72.48	44.3	66.25
Long-Term Deferred Tax Assets	1,875	1,824	1,751	1,665	1,589	1,213
Other Real Estate Owned & Foreclosed	-	-	-	-	-	1.83
Other Long-Term Assets	177.93	99.8	92.5	78.92	64.19	62.16
Total Assets	270,962	247,664	224,722	206,666	217,664	201,319
Accrued Expenses	56.83	237.11	248.65	234.41	341.04	288.4
Interest Bearing Deposits	218,802	199,643	177,988	157,003	152,900	134,837
Total Deposits	218,802	199,643	177,988	157,003	152,900	134,837
Short-Term Borrowings	5,482	-	4,396	5,515	14,535	11,566
Current Portion of Long-Term Debt	11,461	19,106	15,796	17,220	26,263	34,104
Current Portion of Leases	-	48.2	52.85	-	-	-
Current Income Taxes Payable	219.09	188.2	183.8	-	143.89	188.23
Accrued Interest Payable	-	4,692	3,817	3,291	2,450	2,346
Other Current Liabilities	96.67	433.66	488.96	338.01	248.39	349.68
Long-Term Debt	14,491	4,573	4,438	6,782	5,812	3,697
Long-Term Leases	157.58	126.19	137.14	207.97	-	-
Pension & Post-Retirement Benefits	-	55.09	56.07	54.76	71.99	43.46
Long-Term Deferred Tax Liabilities	139.67	90.47	22.01	17.71	12.57	5.18
Other Long-Term Liabilities	451.67	-	-	-	71.16	68.67
Total Liabilities	251,357	229,193	207,625	190,667	202,849	187,570
Common Stock	3,661	3,661	3,661	3,661	3,661	3,661
Additional Paid-In Capital	2,977	2,977	2,977	2,977	2,977	2,977
Retained Earnings	12,254	11,269	10,016	8,782	7,633	6,558
Comprehensive Income & Other	712.35	564.51	442.34	578.55	544.02	553.49
Shareholders' Equity	19,605	18,472	17,097	15,999	14,815	13,749
Total Liabilities & Equity	270,962	247,664	224,722	206,666	217,664	201,319
Total Debt	31,591	23,853	24,821	29,725	46,610	49,367
Net Cash (Debt)	1,293	-12,179	-9,882	-12,063	-7,154	-12,920
Net Cash Per Share	0.32	-3.01	-2.47	-3.03	-1.84	-3.53
Filing Date Shares Outstanding	3,661	3,661	3,661	3,661	3,661	3,661
Total Common Shares Outstanding	3,661	3,661	3,661	3,661	3,661	3,661
Book Value Per Share	5.36	5.05	4.67	4.37	4.05	3.76
Tangible Book Value	19,493	18,355	16,982	15,881	14,690	13,620
Tangible Book Value Per Share	5.32	5.01	4.64	4.34	4.01	3.72

Source: S&P Global Market Intelligence. Banks template. Financial Sources.