SHA:603323 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	6,021	6,155	6,609	6,656	6,273	5,764
Interest Paid on Deposits	3,138	3,417	3,791	3,690	3,135	2,728
Net Interest Income	2,883	2,738	2,818	2,966	3,138	3,036
Net Interest Income Growth	3.85%	-2.84%	-4.98%	-5.48%	3.36%	1.10%
Gain (Loss) on Sale of Assets	1.33	-1.18	3.48	-1.11	7.14	0.33
Gain (Loss) on Sale of Investments	399.02	1,007	345.95	332.63	159.58	13.3
Gain (Loss) on Sale of Equity Investments	56.34	113.08	102.49	103.62	123.3	137.46
Other Non-Interest Income	889.34	349.59	867.4	542.06	533.87	606.66
Total Non-Interest Income	1,346	1,468	1,319	977.2	823.88	757.75
Non-Interest Income Growth	-1.43%	11.29%	35.01%	18.61%	8.73%	2.60%
Revenues Before Loan Losses	4,229	4,206	4,137	3,943	3,962	3,793
Provision for Loan Losses	236.64	373.1	548.4	694.33	937.48	1,284
Revenue	3,993	3,833	3,589	3,248	3,024	2,509
Revenue Growth	7.25%	6.80%	10.48%	7.42%	20.51%	8.35%
Selling, General & Administrative	1,490	1,445	1,470	1,402	1,377	1,261
Other Non-Interest Expense	62.71	59.05	47.46	48.36	36.23	32.82
Total Non-Interest Expense	1,554	1,504	1,518	1,450	1,413	1,294
EBT Excluding Unusual Items	2,439	2,329	2,071	1,798	1,611	1,216
Other Unusual Items	18.83	20.86	78.42	113.85	100.15	44.55
Pretax Income	2,451	2,350	2,150	1,912	1,711	1,260
Income Tax Expense	372.05	306.24	203.93	166.69	202.14	98.81
Earnings From Continuing Operations	2,079	2,043	1,946	1,745	1,509	1,161
Minority Interest in Earnings	-0.2	-0.1	-0.66	-2.75	-7.19	-1.09
Net Income	2,079	2,043	1,945	1,743	1,502	1,160
Net Income to Common	2,079	2,043	1,945	1,743	1,502	1,160
Net Income Growth	3.77%	5.05%	11.62%	16.04%	29.42%	21.95%
Basic Shares Outstanding	2,214	2,220	2,202	2,182	2,182	2,182
Diluted Shares Outstanding	2,214	2,220	2,202	2,491	2,481	2,472
Shares Change	0.66%	0.85%	-11.62%	0.41%	0.36%	0.32%
EPS (Basic)	0.94	0.92	0.88	0.80	0.69	0.53
EPS (Diluted)	0.94	0.92	0.88	0.72	0.62	0.49
EPS Growth	4.72%	4.13%	22.70%	15.18%	27.99%	20.78%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.191	0.273	0.149	0.149	0.141	0.132
Dividend Growth	-17.22%	83.27%	0%	5.91%	6.28%	6.61%
Effective Tax Rate	15.18%	13.03%	9.49%	8.72%	11.81%	7.84%