Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (SHE:002807)

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	5,799	5,911	6,233	6,284	5,788	5,271
Interest Paid on Deposits	2,999	3,108	3,252	3,090	2,957	2,711
Net Interest Income	2,800	2,803	2,982	3,193	2,831	2,559
Net Interest Income Growth (YoY)	-1.34%	-6.00%	-6.63%	12.81%	10.62%	3.51%
Gain (Loss) on Sale of Assets	0.45	0.34	0.23	1.7	0.1	23.59
Gain (Loss) on Sale of Investments	738.92	404.42	111.26	117.74	63.33	294.46
Gain (Loss) on Sale of Equity Investments	77.1	75.71	68.19	56.08	53.29	53.29
Other Non-Interest Income	520.8	593.23	643.49	346.63	390.94	411.76
Total Non-Interest Income	1,337	1,074	823.16	522.16	507.66	783.11
Non-Interest Income Growth (YoY)	27.67%	30.44%	57.65%	2.86%	-35.17%	-15.75%
Revenues Before Loan Losses	4,137	3,877	3,805	3,716	3,339	3,342
Provision for Loan Losses	516.6	545.93	782.29	896.11	854.2	1,141
Revenue	3,620	3,331	3,023	2,820	2,484	2,201
Revenue Growth (YoY)	13.02%	10.19%	7.21%	13.49%	12.87%	-2.37%
Selling, General & Administrative	1,190	1,195	1,193	1,149	1,124	1,055
Other Non-Interest Expense	42.29	41.89	43.41	45.91	41.97	38.4
Total Non-Interest Expense	1,233	1,237	1,236	1,195	1,166	1,093
EBT Excluding Unusual Items	2,388	2,094	1,786	1,625	1,318	1,108
Legal Settlements	-	-	230.33	-	-	-
Other Unusual Items	47.25	79.83	58.16	49.99	6.62	-1.18
Pretax Income	2,435	2,174	2,075	1,675	1,325	1,107
Income Tax Expense	310.03	152.09	54.84	58.13	39.87	36.64
Earnings From Continuing Operations	2,125	2,022	2,020	1,617	1,285	1,070
Minority Interest in Earnings	32.26	14.78	-131.86	-0.82	-11.04	-13.25
Net Income	2,157	2,037	1,888	1,616	1,274	1,057
Net Income to Common	2,157	2,037	1,888	1,616	1,274	1,057
Net Income Growth	10.24%	7.88%	16.83%	26.88%	20.51%	4.36%
Basic Shares Outstanding	2,461	2,437	2,172	2,172	2,172	2,172
Diluted Shares Outstanding	2,539	2,616	2,616	2,597	2,579	2,563
Shares Change (YoY)	-2.96%	-	0.74%	0.69%	0.64%	5.20%
EPS (Basic)	0.88	0.84	0.87	0.74	0.59	0.49
EPS (Diluted)	0.85	0.79	0.75	0.65	0.52	0.44
EPS Growth	9.86%	4.42%	15.29%	26.24%	18.90%	-0.93%
Dividend Per Share	0.200	0.200	0.190	0.180	0.180	0.180
Dividend Growth	5.26%	5.26%	5.56%	-	-	-
Effective Tax Rate	12.73%	7.00%	2.64%	3.47%	3.01%	3.31%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.