Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (SHE:002807)
4.210
+0.060 (1.45%)
Aug 3, 2026, 3:04 PM CST
SHE:002807 Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,617 | 3,586 | 3,331 | 3,023 | 2,820 | 2,484 |
Revenue Growth | 6.55% | 7.67% | 10.19% | 7.21% | 13.49% | 12.87% |
Net Income Net Income Growth | 2,058 | 2,049 | 2,037 | 1,888 | 1,616 | 1,274 |
Earnings Per Share EPS Growth | 0.76 | 0.76 | 0.72 | 0.69 | 0.59 | 0.47 |
EPS Growth | 5.64% | 5.82% | 4.42% | 15.29% | 26.24% | 18.90% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Business Capital Business Growth | 973.64 | 938.97 | 806.55 | 729.9 | 568.08 |
Other Other Growth | 32.63 | 50.34 | 74.52 | 84.74 | 47.08 |
Company Banking Services Company Banking Services Growth | 1,611 | 1,808 | 1,899 | 2,233 | 2,071 |
Individual Life Insurance Business Individual Life Insurance Business Growth | 1,508 | 1,164 | 1,085 | 732 | 680.12 |
Total Total Growth | 4,125 | 3,962 | 3,865 | 3,780 | 3,367 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 40,542 | 36,511 | 23,061 | 20,915 | 13,992 | 11,687 |
Total Debt Total Debt Growth | 24,256 | 27,586 | 25,723 | 27,002 | 23,672 | 21,751 |
Net Cash (Debt) Net Cash Growth | 16,286 | 8,924 | -2,662 | -6,087 | -9,680 | -10,064 |
Net Cash Growth | 171.37% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 6.02 | 3.30 | -0.93 | -2.12 | -3.39 | -3.55 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -6,782 | -2,379 | 3,685 | -400.1 | 391.6 | 4,074 |
Capital Expenditures CapEx Growth | -303.49 | -309.97 | -234.65 | -155.26 | -274.86 | -178.16 |
Free Cash Flow Free Cash Flow Growth | -7,085 | -2,689 | 3,451 | -555.36 | 116.74 | 3,896 |
Free Cash Flow Growth | - | - | - | - | -97.00% | 21.99% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 56.91% | 57.15% | 61.15% | 62.46% | 57.32% | 51.27% |
FCF Margin | -195.91% | -74.97% | 103.59% | -18.37% | 4.14% | 156.83% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.218 | 0.200 | 0.182 | 0.173 | 0.164 | 0.164 |
Dividend Per Share Growth | 16.00% | 10.01% | 5.27% | 5.56% | 0% | 0% |
Dividend Yield | 5.26% | 4.95% | 5.05% | 6.18% | 5.48% | 5.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.54 | 5.49 | 5.26 | 4.08 | 5.34 | 6.57 |
Forward PE | 5.32 | 4.70 | 4.79 | 3.84 | 4.97 | 6.42 |
P/FCF Ratio | - | - | 3.10 | - | 73.86 | 2.15 |
PS Ratio | 3.15 | 3.14 | 3.22 | 2.55 | 3.06 | 3.37 |