Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (SHE:002807)

SHE:002807 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	10,953	4,432	2,090	2,177	2,372	2,311
Investment Securities	54,712	33,613	38,105	37,972	35,209	31,635
Trading Asset Securities	23,112	30,963	20,485	18,342	10,976	8,767
Total Investments	77,824	64,575	58,590	56,314	46,185	40,402
Gross Loans	139,287	133,673	124,166	115,352	103,303	91,885
Allowance for Loan Losses	-	-3,612	-3,863	-4,469	-4,581	-3,920
Net Loans	139,287	130,061	120,303	110,884	98,722	87,966
Property, Plant & Equipment	966.29	1,066	972.06	929.19	986.84	1,026
Other Intangible Assets	287.43	310.45	249.58	260.76	259.19	142.39
Investments in Real Estate	81.68	89.06	98.9	108.71	118.97	128.97
Accrued Interest Receivable	-	330.14	340.57	496.46	434.98	466.4
Other Receivables	-	151.05	206.8	26.07	125.82	89.2
Restricted Cash	-	8,219	7,506	7,279	7,136	7,314
Long-Term Deferred Tax Assets	1,243	1,347	1,465	1,465	1,407	1,322
Other Real Estate Owned & Foreclosed	-	17.38	17.38	17.38	17.38	18.45
Other Long-Term Assets	175.9	8,642	8,331	6,040	10,944	11,897
Total Assets	230,818	219,300	200,232	186,030	168,751	153,128

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	379.93	255.04	278.6	257.99	248.06	266.77
Interest Bearing Deposits	178,486	119,206	106,533	97,140	86,242	74,873
Non-Interest Bearing Deposits	-	48,016	45,310	42,168	40,476	39,593
Total Deposits	178,486	167,222	151,843	139,308	126,718	114,466
Short-Term Borrowings	28,429	23,574	21,894	18,375	17,087	18,058
Current Portion of Long-Term Debt	1,000	2,997	1,808	4,814	2,871	34.59
Current Portion of Leases	-	6.05	5.37	6.17	11.84	4.51
Current Income Taxes Payable	-	27.48	10.49	18.49	52.31	32.14
Accrued Interest Payable	-	3,105	3,166	3,160	3,126	2,989
Other Current Liabilities	-	1,236	292.38	181.84	503.59	439.17
Long-Term Debt	1,026	1,004	2,009	3,800	3,696	3,633
Long-Term Leases	7.35	5.75	7.43	7.06	6.11	20.31
Pension & Post-Retirement Benefits	-	0.15	0.15	0.15	0.15	0.14
Long-Term Deferred Tax Liabilities	122.96	29.9	54.19	19.59	9.85	10.3
Other Long-Term Liabilities	420.63	6.32	5.86	5.62	6.01	7.34
Total Liabilities	209,872	199,468	181,373	169,954	154,336	139,962

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,708	2,461	2,461	2,172	2,172	2,172
Additional Paid-In Capital	1,916	2,147	2,144	908.17	924.84	924.68
Retained Earnings	16,071	15,059	13,748	12,179	10,682	9,457
Comprehensive Income & Other	183.86	-71.32	236.09	531.44	496.2	472.33
Total Common Equity	20,879	19,596	18,590	15,791	14,275	13,026
Minority Interest	67.02	236.43	269.07	285.29	140.56	139.86
Shareholders' Equity	20,946	19,833	18,859	16,076	14,416	13,166
Total Liabilities & Equity	230,818	219,300	200,232	186,030	168,751	153,128

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	30,463	27,586	25,723	27,002	23,672	21,751
Net Cash (Debt)	5,606	8,924	-2,662	-6,087	-9,680	-10,064
Net Cash Growth	-62.21%	-	-	-	-	-
Net Cash Per Share	2.07	3.30	-0.93	-2.12	-3.39	-3.55
Filing Date Shares Outstanding	2,707	2,708	2,708	2,708	2,389	2,389
Total Common Shares Outstanding	2,707	2,708	2,708	2,389	2,389	2,389
Book Value Per Share	7.71	7.24	6.87	6.61	5.82	5.30
Tangible Book Value	20,591	19,286	18,340	15,530	14,016	12,883
Tangible Book Value Per Share	7.61	7.12	6.77	6.50	5.72	5.24

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error