Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (SHE:002807)

SHE:002807 Statistics

Total Valuation

SHE:002807 has a market cap or net worth of CNY 9.82 billion.

Market Cap	9.82B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 14, 2026.

Earnings Date	Aug 14, 2026
Ex-Dividend Date	May 29, 2026

Share Statistics

SHE:002807 has 2.46 billion shares outstanding. The number of shares has decreased by -5.69% in one year.

Current Share Class	2.46B
Shares Outstanding	2.46B
Shares Change (YoY)	-5.69%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	14.97%
Float	1.83B

Valuation Ratios

The trailing PE ratio is 4.77 and the forward PE ratio is 4.59.

PE Ratio	4.77
Forward PE	4.59
PS Ratio	2.72
PB Ratio	0.49
P/TBV Ratio	0.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.35%.

Return on Equity (ROE)	10.35%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.60%
Revenue Per Employee	2.07M
Profits Per Employee	1.18M
Employee Count	1,747
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHE:002807 has paid 352.67 million in taxes.

Income Tax	352.67M
Effective Tax Rate	14.80%

Stock Price Statistics

The stock price has increased by +8.02% in the last 52 weeks. The beta is 0.24, so SHE:002807's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+8.02%
50-Day Moving Average	4.13
200-Day Moving Average	4.25
Relative Strength Index (RSI)	36.24
Average Volume (20 Days)	29,709,471

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SHE:002807 had revenue of CNY 3.62 billion and earned 2.06 billion in profits. Earnings per share was 0.84.

Revenue	3.62B
Gross Profit	3.62B
Operating Income	2.32B
Pretax Income	2.38B
Net Income	2.06B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.84

Balance Sheet

The company has 40.54 billion in cash and 24.26 billion in debt, with a net cash position of 16.29 billion or 6.62 per share.

Cash & Cash Equivalents	40.54B
Total Debt	24.26B
Net Cash	16.29B
Net Cash Per Share	6.62
Equity (Book Value)	20.09B
Book Value Per Share	8.11
Working Capital	-160.52B

Cash Flow

In the last 12 months, operating cash flow was -6.78 billion and capital expenditures -303.49 million, giving a free cash flow of -7.09 billion.

Operating Cash Flow	-6.78B
Capital Expenditures	-303.49M
Depreciation & Amortization	n/a
Net Borrowing	-1.00B
Free Cash Flow	-7.09B
FCF Per Share	-2.88

Margins

Gross Margin	n/a
Operating Margin	64.03%
Pretax Margin	65.88%
Profit Margin	56.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 5.44%.

Dividend Per Share	0.24
Dividend Yield	5.44%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	38.84%
Buyback Yield	5.69%
Shareholder Yield	11.11%
Earnings Yield	20.95%
FCF Yield	-72.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 17, 2019. It was a forward split with a ratio of 1.2.

Last Split Date	Apr 17, 2019
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2