Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. (SHE:002807)

SHE:002807 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,270	2,090	2,177	2,372	2,311	2,975
Investment Securities	57,336	38,141	37,972	35,209	31,635	37,405
Trading Asset Securities	18,148	20,485	18,342	10,976	8,767	7,593
Total Investments	75,483	58,626	56,314	46,185	40,402	44,998
Gross Loans	126,252	124,130	115,352	103,303	91,885	80,295
Allowance for Loan Losses	-	-3,863	-4,469	-4,581	-3,920	-3,146
Net Loans	126,252	120,267	110,884	98,722	87,966	77,148
Property, Plant & Equipment	959.1	972.06	929.19	986.84	1,026	940.5
Other Intangible Assets	243.21	249.58	260.76	259.19	142.39	128.42
Investments in Real Estate	96.44	98.9	108.71	118.97	128.97	138.96
Accrued Interest Receivable	-	340.57	496.46	434.98	466.4	196.31
Other Receivables	-	206.8	26.07	125.82	89.2	54.47
Restricted Cash	-	7,506	7,279	7,136	7,314	7,813
Long-Term Deferred Tax Assets	1,488	1,465	1,465	1,407	1,322	1,242
Other Real Estate Owned & Foreclosed	-	17.38	17.38	17.38	18.45	18.32
Other Long-Term Assets	265.38	8,331	6,040	10,944	11,897	7,062
Total Assets	207,058	200,232	186,030	168,751	153,128	142,766
Accrued Expenses	149.76	278.6	257.99	248.06	266.77	288.79
Interest Bearing Deposits	133,552	106,533	97,140	86,242	74,873	68,981
Non-Interest Bearing Deposits	28,267	45,310	42,168	40,476	39,593	34,101
Total Deposits	161,819	151,843	139,308	126,718	114,466	103,083
Short-Term Borrowings	18,563	21,894	18,375	17,087	18,058	21,159
Current Portion of Long-Term Debt	-	1,816	4,814	2,871	34.59	-
Current Portion of Leases	-	5.37	6.17	11.84	4.51	-
Current Income Taxes Payable	96.29	10.49	18.49	52.31	32.14	48.43
Accrued Interest Payable	2,549	3,166	3,160	3,126	2,989	2,684
Other Current Liabilities	721.6	292.38	181.84	503.59	439.17	264.39
Long-Term Debt	3,973	2,000	3,800	3,696	3,633	2,587
Long-Term Leases	12.73	7.43	7.06	6.11	20.31	-
Pension & Post-Retirement Benefits	-	0.15	0.15	0.15	0.14	0.24
Long-Term Deferred Tax Liabilities	38.7	54.19	19.59	9.85	10.3	16.4
Other Long-Term Liabilities	-	5.86	5.62	6.01	7.34	374.62
Total Liabilities	187,924	181,373	169,954	154,336	139,962	130,506
Common Stock	2,461	2,461	2,172	2,172	2,172	2,172
Additional Paid-In Capital	2,144	2,144	908.17	924.84	924.68	924.65
Retained Earnings	14,106	13,748	12,179	10,682	9,457	8,574
Comprehensive Income & Other	159.45	236.09	531.44	496.2	472.33	460.78
Total Common Equity	18,871	18,590	15,791	14,275	13,026	12,131
Minority Interest	263.96	269.07	285.29	140.56	139.86	128.7
Shareholders' Equity	19,134	18,859	16,076	14,416	13,166	12,260
Total Liabilities & Equity	207,058	200,232	186,030	168,751	153,128	142,766
Total Debt	22,549	25,723	27,002	23,672	21,751	23,746
Net Cash (Debt)	6,001	-2,626	-6,087	-9,680	-10,064	-12,559
Net Cash Per Share	2.30	-1.00	-2.33	-3.73	-3.90	-4.90
Filing Date Shares Outstanding	2,461	2,461	2,461	2,172	2,172	2,172
Total Common Shares Outstanding	2,461	2,461	2,172	2,172	2,172	2,172
Book Value Per Share	7.67	7.55	7.27	6.41	5.83	5.42
Tangible Book Value	18,627	18,340	15,530	14,016	12,883	12,003
Tangible Book Value Per Share	7.57	7.45	7.15	6.29	5.77	5.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.