Banco de Crédito e Inversiones (SNSE:BCI)
Chile
· Delayed Price · Currency is CLP 31,800
-190 (-0.59%)
Feb 21, 2025, 4:00 PM CLT
SNSE:BCI Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | - | 4,102,634 | 2,903,692 | 1,709,828 | 2,088,604 | Upgrade
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| Interest Paid on Deposits | - | 2,539,336 | 1,343,274 | 349,599 | 630,063 | Upgrade
|
| Net Interest Income | 1,762,809 | 1,563,298 | 1,560,418 | 1,360,229 | 1,458,541 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.76% | 0.18% | 14.72% | -6.74% | 10.37% | Upgrade
|
| Income From Trading Activities | - | 234,036 | -316 | 135,809 | - | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 10,232 | 9,702 | 11,637 | 2,045 | Upgrade
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| Gain (Loss) on Sale of Investments | - | -12,105 | 8,399 | - | 55,051 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | - | 16,018 | 7,404 | 2,290 | - | Upgrade
|
| Other Non-Interest Income | 974,074 | 708,850 | 1,113,457 | 647,092 | 514,535 | Upgrade
|
| Total Non-Interest Income | 974,074 | 957,031 | 1,138,646 | 796,828 | 571,631 | Upgrade
|
| Non-Interest Income Growth (YoY) | 1.78% | -15.95% | 42.90% | 39.40% | 0.35% | Upgrade
|
| Revenues Before Loan Losses | 2,736,883 | 2,520,329 | 2,699,064 | 2,157,057 | 2,030,172 | Upgrade
|
| Provision for Loan Losses | 321,385 | 399,255 | 494,870 | 401,124 | 653,911 | Upgrade
|
| Revenue | 2,415,498 | 2,121,074 | 2,204,194 | 1,755,933 | 1,376,261 | Upgrade
|
| Revenue Growth (YoY) | 13.88% | -3.77% | 25.53% | 27.59% | -6.73% | Upgrade
|
| Salaries and Employee Benefits | 684,562 | 665,866 | 638,989 | 540,053 | 522,080 | Upgrade
|
| Occupancy Expenses | 110,157 | 113,016 | 113,643 | 106,931 | 109,010 | Upgrade
|
| Selling, General & Administrative | 545,947 | 479,483 | 408,465 | 321,693 | 325,192 | Upgrade
|
| Other Non-Interest Expense | -6,270 | 48,862 | 51,091 | 65,474 | 74,474 | Upgrade
|
| Total Non-Interest Expense | 1,334,396 | 1,307,227 | 1,212,188 | 1,034,151 | 1,031,114 | Upgrade
|
| EBT Excluding Unusual Items | 1,081,102 | 813,847 | 992,006 | 721,782 | 345,147 | Upgrade
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| Asset Writedown | -3,052 | -2,547 | -567 | -23 | -5,073 | Upgrade
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| Legal Settlements | - | 6,675 | -59,117 | 271 | - | Upgrade
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| Pretax Income | 1,078,050 | 817,975 | 911,903 | 722,030 | 342,198 | Upgrade
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| Income Tax Expense | 276,332 | 135,404 | 90,879 | 201,484 | 24,665 | Upgrade
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| Earnings From Continuing Operations | 801,718 | 682,571 | 821,024 | 520,546 | 317,533 | Upgrade
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| Minority Interest in Earnings | - | -103 | -202 | -155 | -79 | Upgrade
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| Net Income | 801,718 | 682,468 | 820,822 | 520,391 | 317,454 | Upgrade
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| Net Income to Common | 801,718 | 682,468 | 820,822 | 520,391 | 317,454 | Upgrade
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| Net Income Growth | 17.47% | -16.86% | 57.73% | 63.93% | -21.16% | Upgrade
|
| Basic Shares Outstanding | 219 | 188 | 177 | 182 | 191 | Upgrade
|
| Diluted Shares Outstanding | 219 | 188 | 177 | 182 | 191 | Upgrade
|
| Shares Change (YoY) | 16.56% | 5.88% | -2.81% | -4.58% | 0.24% | Upgrade
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| EPS (Basic) | 3667.44 | 3638.96 | 4633.83 | 2855.32 | 1662.06 | Upgrade
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| EPS (Diluted) | 3667.44 | 3638.96 | 4633.83 | 2855.31 | 1661.90 | Upgrade
|
| EPS Growth | 0.78% | -21.47% | 62.29% | 71.81% | -21.35% | Upgrade
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| Dividend Per Share | - | 1000.000 | 1329.163 | 826.320 | 546.545 | Upgrade
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| Dividend Growth | - | -24.76% | 60.85% | 51.19% | -26.47% | Upgrade
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| Effective Tax Rate | 25.63% | 16.55% | 9.97% | 27.91% | 7.21% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.