Banco de Crédito e Inversiones (SNSE:BCI)
Chile · Delayed Price · Currency is CLP 67,900
+241 (0.36%)
Aug 11, 2026, 3:59 PM CLT
SNSE:BCI Balance Sheet
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 3,988,689 | 3,469,834 | 3,154,822 | 3,086,632 | 3,303,005 | 3,590,201 |
Investment Securities | 12,084,814 | 10,160,377 | 12,624,993 | 13,692,118 | 14,424,283 | 13,419,033 |
Trading Asset Securities | 7,617,913 | 7,800,564 | 8,907,236 | 7,546,593 | 9,470,157 | 7,655,393 |
Total Investments | 19,702,727 | 17,960,941 | 21,532,229 | 21,238,711 | 23,894,440 | 21,074,426 |
Gross Loans | 59,272,005 | 56,422,810 | 55,066,014 | 49,896,494 | 46,766,225 | 42,063,425 |
Allowance for Loan Losses | -885,897 | -861,051 | -902,602 | -847,542 | -878,126 | -751,511 |
Other Adjustments to Gross Loans | -304,173 | -280,524 | -242,616 | -231,084 | -214,164 | -183,181 |
Net Loans | 58,081,935 | 55,281,235 | 53,920,796 | 48,817,868 | 45,673,935 | 41,128,733 |
Property, Plant & Equipment | 562,110 | 612,670 | 603,137 | 397,500 | 401,991 | 441,760 |
Goodwill | 163,879 | 160,105 | 176,869 | 158,641 | 155,234 | 176,582 |
Other Intangible Assets | 360,026 | 349,991 | 324,598 | 287,905 | 255,775 | 264,376 |
Other Receivables | 654,857 | 895,941 | 894,953 | 759,288 | 763,114 | 187,584 |
Restricted Cash | 812,649 | 1,172,427 | 927,052 | 1,043,435 | 1,922,258 | 1,055,070 |
Other Current Assets | 675,161 | 562,329 | 751,575 | 600,130 | 249,955 | 293,960 |
Long-Term Deferred Tax Assets | 522,130 | 528,902 | 563,448 | 492,461 | 482,714 | 253,552 |
Other Real Estate Owned & Foreclosed | 11,615 | - | - | - | - | - |
Other Long-Term Assets | 578,267 | 571,185 | 568,155 | 865,895 | 946,698 | 681,034 |
Total Assets | 86,114,045 | 81,565,560 | 83,417,634 | 77,748,466 | 78,049,119 | 69,147,278 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 807,050 | 747,200 | 834,982 | 1,367,201 | 534,906 | 777,722 |
Accrued Expenses | 24,737 | 26,148 | 22,740 | 19,185 | 15,031 | 124,520 |
Interest Bearing Deposits | 20,088,155 | 20,324,430 | 21,684,032 | 18,460,507 | 18,265,664 | 11,340,934 |
Non-Interest Bearing Deposits | 26,648,735 | 23,939,030 | 24,737,345 | 22,015,811 | 22,602,336 | 25,545,532 |
Total Deposits | 46,736,890 | 44,263,460 | 46,421,377 | 40,476,318 | 40,868,000 | 36,886,466 |
Short-Term Borrowings | 6,149,452 | 6,384,674 | 7,490,374 | 6,618,441 | 9,213,471 | 6,596,867 |
Current Portion of Long-Term Debt | 2,512,009 | 1,769,074 | 1,973,006 | 2,211,243 | 1,447,056 | 2,517,327 |
Current Portion of Leases | 18,059 | 17,646 | 18,457 | 25,616 | 27,093 | 21,480 |
Current Income Taxes Payable | 29,880 | 9,680 | 70,957 | 33,659 | 17,493 | 141,535 |
Accrued Interest Payable | 26,248 | 25,840 | 28,580 | - | - | - |
Other Current Liabilities | 4,078,107 | 4,760,596 | 3,600,694 | 3,058,498 | 2,791,902 | 2,046,928 |
Long-Term Debt | 16,998,626 | 15,444,105 | 15,281,264 | 17,024,283 | 17,426,557 | 14,380,036 |
Long-Term Leases | 89,450 | 60,941 | 83,793 | 103,733 | 109,355 | 152,246 |
Long-Term Unearned Revenue | 35,327 | 45,936 | 46,297 | 48,922 | 41,229 | 37,332 |
Long-Term Deferred Tax Liabilities | - | - | - | 2,106 | 1,612 | 926 |
Other Long-Term Liabilities | 724,729 | 563,980 | 547,332 | 691,885 | 778,613 | 969,678 |
Total Liabilities | 78,230,564 | 74,119,280 | 76,419,853 | 71,681,090 | 73,272,318 | 64,653,063 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 5,383,715 | 5,383,715 | 5,383,715 | 5,383,715 | 4,225,332 | 3,862,386 |
Retained Earnings | 804,931 | 883,393 | 654,297 | 477,728 | 574,575 | 364,274 |
Comprehensive Income & Other | 1,692,522 | 1,177,040 | 957,761 | 204,352 | -24,429 | 266,155 |
Total Common Equity | 7,881,168 | 7,444,148 | 6,995,773 | 6,065,795 | 4,775,478 | 4,492,815 |
Minority Interest | 2,313 | 2,132 | 2,008 | 1,581 | 1,323 | 1,400 |
Shareholders' Equity | 7,883,481 | 7,446,280 | 6,997,781 | 6,067,376 | 4,776,801 | 4,494,215 |
Total Liabilities & Equity | 86,114,045 | 81,565,560 | 83,417,634 | 77,748,466 | 78,049,119 | 69,147,278 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 25,767,596 | 23,676,440 | 24,846,894 | 25,983,316 | 28,223,532 | 23,667,956 |
Net Cash (Debt) | -13,724,561 | -12,005,557 | -12,541,663 | -15,142,977 | -15,268,309 | -12,235,609 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -62778.81 | -54919.14 | -57371.54 | -80743.29 | -86195.00 | -67135.14 |
Filing Date Shares Outstanding | 218.6 | 218.6 | 218.6 | 218.6 | 190.54 | 190.54 |
Total Common Shares Outstanding | 218.6 | 218.6 | 218.6 | 218.6 | 190.54 | 190.54 |
Book Value Per Share | 36052.22 | 34053.08 | 32002.00 | 27747.84 | 25063.12 | 23579.62 |
Tangible Book Value | 7,357,263 | 6,934,052 | 6,494,306 | 5,619,249 | 4,364,469 | 4,051,857 |
Tangible Book Value Per Share | 33655.63 | 31719.66 | 29708.05 | 25705.12 | 22906.03 | 21265.35 |