Banco de Crédito e Inversiones (SNSE:BCI)

SNSE:BCI Financials Overview

Financials in millions CLP. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	2,882,307	2,746,868	2,415,498	2,121,074	2,204,194	1,755,933
Revenue Growth	11.15%	13.72%	13.88%	-3.77%	25.53%	27.59%
Net Income Net Income Growth	1,107,917	996,006	801,642	682,468	820,822	520,391
Earnings Per Share EPS Growth	5067.83	4556.00	3667.00	3638.96	4633.83	2855.31
EPS Growth	21.27%	24.24%	0.77%	-21.47%	62.29%	71.81%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
People People Growth	701,646	680,111	610,182	503,797	662,304	542,104
Finance Finance Growth	214,582	242,172	292,812	189,365	124,489	105,022
BCI Financial Group BCI Financial Group Growth	760,403	695,474	421,123	430,386	587,280	461,979
Small and Medium Enterprises Small and Medium Enterprises Growth	244,354	237,096	253,854	227,138	194,615	140,937
Wholesale Wholesale Growth	825,694	769,812	743,396	737,219	593,413	437,310
Other Items Other Items Growth	33,941	16,138	-4,466	-862	-1,392	-38,682
Bci Leader Bci Leader Growth	88,410	87,970	74,427	18,013	36,104	104,973
Total Total Growth	2,866,331	2,728,773	2,391,328	2,105,056	2,196,813	1,753,643

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	12,043,035	11,670,883	12,305,231	10,840,339	12,955,223	11,432,347
Total Debt Total Debt Growth	25,767,596	23,676,440	24,846,894	25,983,316	28,223,532	23,667,956
Net Cash (Debt) Net Cash Growth	-13,724,561	-12,005,557	-12,541,663	-15,142,977	-15,268,309	-12,235,609
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-62778.81	-54919.14	-57371.54	-80743.29	-86195.00	-67135.14

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	2,038,324	1,276,377	-1,618,590	-3,077,431	-5,524,245	1,003,592
Capital Expenditures CapEx Growth	-94,587	-55,487	-46,416	-26,080	-19,002	-15,286
Free Cash Flow Free Cash Flow Growth	1,943,737	1,220,890	-1,665,006	-3,103,511	-5,543,247	988,306
Free Cash Flow Growth	-	-	-	-	-	-76.56%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	38.44%	36.26%	33.19%	32.18%	37.24%	29.64%
FCF Margin	67.44%	44.45%	-68.93%	-146.32%	-251.49%	56.28%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1500.000	1500.000	1110.000	1000.000	1329.163	826.320
Dividend Per Share Growth	35.14%	35.13%	11.00%	-24.77%	60.85%	51.19%
Dividend Yield	2.21%	2.63%	4.26%	4.60%	7.31%	5.00%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	13.40	12.82	7.53	6.66	5.02	7.46
Forward PE	12.88	12.73	7.38	7.50	6.29	7.45
P/FCF Ratio	7.64	10.46	-	-	-	3.93
PS Ratio	5.15	4.65	2.50	2.14	1.87	2.21

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 12, 2026

Data Sources Report a data error