Banco de Crédito e Inversiones (SNSE:BCI)
Chile · Delayed Price · Currency is CLP 64,800
-200 (-0.31%)
Oct 20, 2026, 3:59 PM CLT
SNSE:BCI Financials Overview
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,873,635 | 2,746,868 | 2,415,498 | 2,121,074 | 2,204,194 | 1,755,933 |
Revenue Growth | 6.45% | 13.72% | 13.88% | -3.77% | 25.53% | 27.59% |
Net Income Net Income Growth | 1,101,556 | 996,006 | 801,642 | 682,468 | 820,822 | 520,391 |
Earnings Per Share EPS Growth | 5038.84 | 4556.00 | 3667.00 | 3638.96 | 4633.83 | 2855.31 |
EPS Growth | 17.48% | 24.24% | 0.77% | -21.47% | 62.29% | 71.81% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
People People Growth | 680,111 | 610,182 | 503,797 | 662,304 | 542,104 |
Finance Finance Growth | 242,172 | 292,812 | 189,365 | 124,489 | 105,022 |
BCI Financial Group BCI Financial Group Growth | 695,474 | 421,123 | 430,386 | 587,280 | 461,979 |
Small and Medium Enterprises Small and Medium Enterprises Growth | 237,096 | 253,854 | 227,138 | 194,615 | 140,937 |
Wholesale Wholesale Growth | 769,812 | 743,396 | 737,219 | 593,413 | 437,310 |
Other Items Other Items Growth | 16,138 | -4,466 | -862 | -1,392 | -38,682 |
Bci Leader Bci Leader Growth | 87,970 | 74,427 | 18,013 | 36,104 | 104,973 |
Total Total Growth | 2,728,773 | 2,391,328 | 2,105,056 | 2,196,813 | 1,753,643 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 13,363,314 | 11,670,883 | 12,305,231 | 10,840,339 | 12,955,223 | 11,432,347 |
Total Debt Total Debt Growth | 27,455,154 | 23,676,440 | 24,846,894 | 25,983,316 | 28,223,532 | 23,667,956 |
Net Cash (Debt) Net Cash Growth | -14,091,840 | -12,005,557 | -12,541,663 | -15,142,977 | -15,268,309 | -12,235,609 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -64462.79 | -54919.14 | -57371.54 | -80743.29 | -86195.00 | -67135.14 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 1,276,377 | -1,618,590 | -3,077,431 | -5,524,245 | 1,003,592 |
Capital Expenditures CapEx Growth | - | -55,487 | -46,416 | -26,080 | -19,002 | -15,286 |
Free Cash Flow Free Cash Flow Growth | - | 1,220,890 | -1,665,006 | -3,103,511 | -5,543,247 | 988,306 |
Free Cash Flow Growth | - | - | - | - | - | -76.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 38.33% | 36.26% | 33.19% | 32.18% | 37.24% | 29.64% |
FCF Margin | - | 44.45% | -68.93% | -146.32% | -251.49% | 56.28% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1500.000 | 1500.000 | 1110.000 | 1000.000 | 1329.163 | 826.320 |
Dividend Per Share Growth | 35.14% | 35.13% | 11.00% | -24.77% | 60.85% | 51.19% |
Dividend Yield | 2.31% | 2.57% | 4.02% | 4.81% | 6.15% | 4.06% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.86 | 12.82 | 7.53 | 6.66 | 5.02 | 7.46 |
Forward PE | 11.71 | 12.73 | 7.38 | 7.50 | 6.29 | 7.45 |
P/FCF Ratio | 7.29 | 10.46 | - | - | - | 3.93 |
PS Ratio | 4.93 | 4.65 | 2.50 | 2.14 | 1.87 | 2.21 |