Banco de Crédito e Inversiones (SNSE:BCI)
Chile flag Chile · Delayed Price · Currency is CLP
61,400
+900 (1.49%)
Nov 9, 2026, 3:59 PM CLST

SNSE:BCI Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,873,6352,746,8682,415,4982,121,0742,204,1941,755,933
Revenue Growth
6.45%13.72%13.88%-3.77%25.53%27.59%
Net Income
1,101,556996,006801,642682,468820,822520,391
Earnings Per Share
5039.024556.003667.003638.964633.832855.31
EPS Growth
17.48%24.24%0.77%-21.47%62.29%71.81%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
BCI Financial Group
769,761695,474421,123430,386587,280461,979
Wholesale
810,371769,812743,396737,219593,413437,310
Bci Leader
87,31387,97074,42718,01336,104104,973
Small and Medium Enterprises
246,396237,096253,854227,138194,615140,937
People
700,600680,111610,182503,797662,304542,104
Other Items
37,77716,138-4,466-862-1,392-38,682
Finance
207,876242,172292,812189,365124,489105,022
Total
2,855,5402,728,7732,391,3282,105,0562,196,8131,753,643

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13,889,88111,670,88312,305,23110,840,33912,955,22311,432,347
Total Debt
27,455,15423,676,44024,846,89425,983,31628,223,53223,667,956
Net Cash (Debt)
-13,565,273-12,005,557-12,541,663-15,142,977-15,268,309-12,235,609
Net Cash Growth
------
Net Cash Per Share
-62057.64-54919.14-57371.54-80743.29-86195.00-67135.14

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
851,3831,276,377-1,618,590-3,077,431-5,524,2451,003,592
Capital Expenditures
-87,031-55,487-46,416-26,080-19,002-15,286
Free Cash Flow
764,3521,220,890-1,665,006-3,103,511-5,543,247988,306
Free Cash Flow Growth
-49.88%-----76.56%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
38.33%36.26%33.19%32.18%37.24%29.64%
FCF Margin
26.60%44.45%-68.93%-146.32%-251.49%56.28%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1500.0001500.0001110.0001000.0001329.163826.320
Dividend Per Share Growth
35.14%35.13%11.00%-24.77%60.85%51.19%
Dividend Yield
2.44%2.57%4.02%4.81%6.15%4.06%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.1812.827.536.665.027.46
Forward PE
11.0912.737.387.506.297.45
P/FCF Ratio
17.5610.46---3.93
PS Ratio
4.674.652.502.141.872.21