Banco de Crédito e Inversiones (SNSE:BCI)
Chile · Delayed Price · Currency is CLP 65,498
+398 (0.61%)
Sep 10, 2026, 3:59 PM CLT
SNSE:BCI Cash Flow Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,107,917 | 996,006 | 801,642 | 682,468 | 820,822 | 520,391 |
Depreciation & Amortization | 117,601 | 114,869 | 110,157 | 64,821 | 71,219 | 67,575 |
Other Amortization | - | - | - | 48,195 | 42,424 | 39,356 |
Gain (Loss) on Sale of Assets | -3,649 | -2,679 | -3,913 | -3,591 | 30 | -1,150 |
Gain (Loss) on Sale of Investments | -21,802 | -38,835 | -50,293 | -34,621 | -8,837 | -47,275 |
Total Asset Writedown | 1,206 | 1,654 | 5,597 | 4,627 | 22,169 | 158 |
Provision for Credit Losses | 416,255 | 434,298 | 431,607 | 469,416 | 566,490 | 479,770 |
Change in Other Net Operating Assets | -1,274,575 | -1,382,241 | 937,521 | -4,983,037 | -6,599,685 | -1,787,827 |
Other Operating Activities | 1,711,347 | 1,171,400 | -3,826,738 | 690,309 | -431,473 | 1,734,884 |
Operating Cash Flow | 2,038,324 | 1,276,377 | -1,618,590 | -3,077,431 | -5,524,245 | 1,003,592 |
Operating Cash Flow Growth | - | - | - | - | - | -76.33% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -94,587 | -55,487 | -46,416 | -26,080 | -19,002 | -15,286 |
Sale of Property, Plant and Equipment | 1,747 | 2,182 | 1,013 | 422 | 1,745 | 877 |
Cash Acquisitions | - | - | - | - | - | -2,981 |
Investment in Securities | -37,320 | 25,715 | -66,148 | 23,613 | -54,671 | -2,395 |
Income (Loss) Equity Investments | -15,976 | -18,095 | -24,170 | -16,018 | -7,404 | -2,290 |
Purchase / Sale of Intangibles | -94,977 | -104,339 | -95,259 | -99,421 | -71,957 | -132,984 |
Other Investing Activities | 26,367 | -209,748 | -269,561 | 896,659 | -283,032 | 196,968 |
Investing Cash Flow | -198,770 | -341,677 | -476,371 | 795,193 | -426,917 | 44,199 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 971,155 | 1,769,989 | 553,307 | 1,196,446 | 1,282,489 |
Long-Term Debt Repaid | - | -1,271,207 | -1,830,403 | -1,103,870 | -1,435,519 | -732,542 |
Net Debt Issued (Repaid) | 172,258 | -300,052 | -60,414 | -550,563 | -239,073 | 549,947 |
Issuance of Common Stock | - | - | - | 617,457 | - | - |
Common Dividends Paid | -327,906 | -242,651 | -218,604 | -253,256 | -157,445 | -104,138 |
Net Increase (Decrease) in Deposit Accounts | -1,243,864 | -1,482,601 | 2,794,666 | 70,453 | 6,899,121 | 1,793 |
Other Financing Activities | -219,580 | -222,714 | -92,663 | -74,138 | -62,024 | -90,253 |
Financing Cash Flow | -1,619,092 | -2,248,018 | 2,422,985 | -190,047 | 6,440,579 | 357,349 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 63,480 | -498,552 | -115,548 | -256,903 | -601,793 | 871,753 |
Net Cash Flow | 283,942 | -1,811,870 | 212,476 | -2,729,188 | -112,376 | 1,405,140 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,943,737 | 1,220,890 | -1,665,006 | -3,103,511 | -5,543,247 | 988,306 |
Free Cash Flow Growth | - | - | - | - | - | -76.56% |
Free Cash Flow Margin | 67.44% | 44.45% | -68.93% | -146.32% | -251.49% | 56.28% |
Free Cash Flow Per Share | 8891.03 | 5584.93 | -7616.53 | -16548.11 | -31293.59 | 5422.70 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 2,433,699 | 2,435,900 | 2,679,478 | 3,039,953 | 2,132,900 | 754,909 |
Cash Income Tax Paid | 96,956 | 102,732 | 95,109 | 125,729 | 309,643 | 39,101 |