Banco de Crédito e Inversiones (SNSE:BCI)

SNSE:BCI Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,887,760	3,154,822	3,086,632	3,303,005	3,590,201	3,126,248
Investment Securities	10,669,136	12,624,993	13,692,118	14,424,283	13,419,033	8,244,141
Trading Asset Securities	7,974,764	8,907,236	7,546,593	9,470,157	7,655,393	6,652,628
Total Investments	18,643,900	21,532,229	21,238,711	23,894,440	21,074,426	14,896,769
Gross Loans	54,580,031	55,066,014	49,896,494	46,766,225	42,063,425	36,033,349
Allowance for Loan Losses	-	-902,602	-847,542	-878,126	-751,511	-790,395
Other Adjustments to Gross Loans	-	-242,616	-231,084	-214,164	-183,181	-167,604
Net Loans	54,580,031	53,920,796	48,817,868	45,673,935	41,128,733	35,075,350
Property, Plant & Equipment	392,050	396,315	397,500	401,991	441,760	456,024
Goodwill	-	176,869	158,641	155,234	176,582	151,514
Other Intangible Assets	492,113	324,598	287,905	255,775	264,376	243,762
Other Receivables	7,782	894,953	759,288	763,114	187,584	385,553
Restricted Cash	-	927,052	1,043,435	1,922,258	1,055,070	1,708,329
Other Current Assets	40,423	751,575	600,130	249,955	293,960	617,140
Long-Term Deferred Tax Assets	566,513	563,448	492,461	482,714	253,552	211,224
Other Real Estate Owned & Foreclosed	-	-	-	-	-	2,216
Other Long-Term Assets	2,942,642	774,977	865,895	946,698	681,034	282,170
Total Assets	81,553,214	83,417,634	77,748,466	78,049,119	69,147,278	57,156,299
Accounts Payable	-	834,982	1,367,201	534,906	777,722	357,729
Accrued Expenses	-	22,740	19,185	15,031	124,520	97,406
Interest Bearing Deposits	47,286,268	21,379,601	18,460,507	18,265,664	11,340,934	12,161,923
Non-Interest Bearing Deposits	-	25,041,776	22,015,811	22,602,336	25,545,532	17,264,331
Total Deposits	47,286,268	46,421,377	40,476,318	40,868,000	36,886,466	29,426,254
Short-Term Borrowings	6,889,774	7,490,374	6,618,441	9,213,471	6,596,867	6,167,150
Current Portion of Long-Term Debt	799,319	1,973,006	2,211,243	1,447,056	2,517,327	3,568,106
Current Portion of Leases	-	18,457	25,616	27,093	21,480	64,977
Current Income Taxes Payable	72,215	70,957	33,659	17,493	141,535	9,072
Other Current Liabilities	1,465,577	3,629,274	3,058,498	2,791,902	2,046,928	1,436,605
Long-Term Debt	15,835,262	15,281,264	17,024,283	17,426,557	14,380,036	11,021,779
Long-Term Leases	95,780	83,793	103,733	109,355	152,246	121,316
Long-Term Unearned Revenue	-	46,297	48,922	41,229	37,332	18,764
Long-Term Deferred Tax Liabilities	-	-	2,106	1,612	926	22,188
Other Long-Term Liabilities	2,038,433	547,332	691,885	778,613	969,678	950,248
Total Liabilities	74,482,628	76,419,853	71,681,090	73,272,318	64,653,063	53,261,594
Common Stock	5,383,715	5,383,715	5,383,715	4,225,332	3,862,386	3,655,828
Retained Earnings	828,460	654,297	477,728	574,575	364,274	215,460
Comprehensive Income & Other	856,390	957,761	204,352	-24,429	266,155	22,332
Total Common Equity	7,068,565	6,995,773	6,065,795	4,775,478	4,492,815	3,893,620
Minority Interest	2,021	2,008	1,581	1,323	1,400	1,085
Shareholders' Equity	7,070,586	6,997,781	6,067,376	4,776,801	4,494,215	3,894,705
Total Liabilities & Equity	81,553,214	83,417,634	77,748,466	78,049,119	69,147,278	57,156,299
Total Debt	23,620,135	24,846,894	25,983,316	28,223,532	23,667,956	20,943,328
Net Cash (Debt)	-11,445,723	-12,541,663	-15,142,977	-15,268,309	-12,235,609	-10,974,204
Net Cash Per Share	-52358.19	-57371.54	-80743.29	-86195.00	-67135.14	-57456.39
Filing Date Shares Outstanding	218.6	218.6	218.6	190.54	190.54	190.54
Total Common Shares Outstanding	218.6	218.6	218.6	190.54	190.54	190.54
Book Value Per Share	32334.98	32002.00	27747.84	25063.12	23579.62	20434.87
Tangible Book Value	6,576,452	6,494,306	5,619,249	4,364,469	4,051,857	3,498,344
Tangible Book Value Per Share	30083.82	29708.05	25705.12	22906.03	21265.35	18360.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.