Banco de Crédito e Inversiones (SNSE:BCI)

SNSE:BCI Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,527,185	3,086,632	3,303,005	3,590,201	3,126,248
Investment Securities	12,613,283	13,692,118	14,424,283	13,419,033	8,244,141
Trading Asset Securities	8,869,925	9,099,280	9,470,157	7,655,393	6,652,628
Total Investments	21,483,208	22,791,398	23,894,440	21,074,426	14,896,769
Gross Loans	54,660,535	49,896,494	46,766,225	42,063,425	36,033,349
Allowance for Loan Losses	-	-847,542	-878,126	-751,511	-790,395
Other Adjustments to Gross Loans	-	-231,084	-214,164	-183,181	-167,604
Net Loans	54,660,535	48,817,868	45,673,935	41,128,733	35,075,350
Property, Plant & Equipment	396,315	397,500	401,991	441,760	456,024
Goodwill	-	158,641	155,234	176,582	151,514
Other Intangible Assets	501,467	287,905	255,775	264,376	243,762
Other Receivables	11,975	759,288	763,114	187,584	385,553
Restricted Cash	-	1,043,435	1,922,258	1,055,070	1,708,329
Other Current Assets	39,848	600,130	249,955	293,960	617,140
Long-Term Deferred Tax Assets	563,448	492,461	482,714	253,552	211,224
Other Real Estate Owned & Foreclosed	-	-	-	-	2,216
Other Long-Term Assets	2,233,653	865,895	946,698	681,034	282,170
Total Assets	83,417,634	79,301,153	78,049,119	69,147,278	57,156,299
Accounts Payable	-	1,367,201	534,906	777,722	357,729
Accrued Expenses	-	19,185	15,031	124,520	97,406
Interest Bearing Deposits	21,359,354	18,460,507	18,265,664	11,340,934	12,161,923
Non-Interest Bearing Deposits	27,228,336	22,015,811	22,602,336	25,545,532	17,264,331
Total Deposits	48,587,690	40,476,318	40,868,000	36,886,466	29,426,254
Short-Term Borrowings	7,452,914	8,171,128	9,213,471	6,596,867	6,167,150
Current Portion of Long-Term Debt	1,143,173	2,211,243	1,447,056	2,517,327	3,568,106
Current Portion of Leases	-	25,616	27,093	21,480	64,977
Current Income Taxes Payable	70,957	33,659	17,493	141,535	9,072
Other Current Liabilities	756,242	3,058,498	2,791,902	2,046,928	1,436,605
Long-Term Debt	16,111,386	17,024,283	17,426,557	14,380,036	11,021,779
Long-Term Leases	102,250	103,733	109,355	152,246	121,316
Long-Term Unearned Revenue	-	48,922	41,229	37,332	18,764
Long-Term Deferred Tax Liabilities	-	2,106	1,612	926	22,188
Other Long-Term Liabilities	2,195,241	691,885	778,613	969,678	950,248
Total Liabilities	76,419,853	73,233,777	73,272,318	64,653,063	53,261,594
Common Stock	5,383,715	5,383,715	4,225,332	3,862,386	3,655,828
Retained Earnings	654,297	477,728	574,575	364,274	215,460
Comprehensive Income & Other	957,761	204,352	-24,429	266,155	22,332
Total Common Equity	6,995,773	6,065,795	4,775,478	4,492,815	3,893,620
Minority Interest	2,008	1,581	1,323	1,400	1,085
Shareholders' Equity	6,997,781	6,067,376	4,776,801	4,494,215	3,894,705
Total Liabilities & Equity	83,417,634	79,301,153	78,049,119	69,147,278	57,156,299
Total Debt	24,809,723	27,536,003	28,223,532	23,667,956	20,943,328
Net Cash (Debt)	-12,169,440	-15,142,977	-15,268,309	-12,235,609	-10,974,204
Net Cash Per Share	-55668.81	-80743.29	-86195.00	-67135.14	-57456.39
Filing Date Shares Outstanding	218.6	218.6	190.54	190.54	190.54
Total Common Shares Outstanding	218.6	218.6	190.54	190.54	190.54
Book Value Per Share	32002.00	27747.84	25063.12	23579.62	20434.87
Tangible Book Value	6,494,306	5,619,249	4,364,469	4,051,857	3,498,344
Tangible Book Value Per Share	29708.05	25705.12	22906.03	21265.35	18360.35

Source: S&P Capital IQ. Banks template. Financial Sources.