SNSE:BCI Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,469,834	3,154,822	3,086,632	3,303,005	3,590,201
Investment Securities	10,160,377	12,624,993	13,692,118	14,424,283	13,419,033
Trading Asset Securities	7,800,564	8,907,236	7,546,593	9,470,157	7,655,393
Total Investments	17,960,941	21,532,229	21,238,711	23,894,440	21,074,426
Gross Loans	56,422,810	55,066,014	49,896,494	46,766,225	42,063,425
Allowance for Loan Losses	-861,051	-902,602	-847,542	-878,126	-751,511
Other Adjustments to Gross Loans	-280,524	-242,616	-231,084	-214,164	-183,181
Net Loans	55,281,235	53,920,796	48,817,868	45,673,935	41,128,733
Property, Plant & Equipment	612,670	603,137	397,500	401,991	441,760
Goodwill	160,105	176,869	158,641	155,234	176,582
Other Intangible Assets	349,991	324,598	287,905	255,775	264,376
Other Receivables	895,941	894,953	759,288	763,114	187,584
Restricted Cash	1,172,427	927,052	1,043,435	1,922,258	1,055,070
Other Current Assets	562,329	751,575	600,130	249,955	293,960
Long-Term Deferred Tax Assets	528,902	563,448	492,461	482,714	253,552
Other Long-Term Assets	571,185	568,155	865,895	946,698	681,034
Total Assets	81,565,560	83,417,634	77,748,466	78,049,119	69,147,278
Accounts Payable	747,200	834,982	1,367,201	534,906	777,722
Accrued Expenses	26,148	22,740	19,185	15,031	124,520
Interest Bearing Deposits	20,324,430	21,684,032	18,460,507	18,265,664	11,340,934
Non-Interest Bearing Deposits	23,939,030	24,737,345	22,015,811	22,602,336	25,545,532
Total Deposits	44,263,460	46,421,377	40,476,318	40,868,000	36,886,466
Short-Term Borrowings	6,384,674	7,490,374	6,618,441	9,213,471	6,596,867
Current Portion of Long-Term Debt	1,769,074	1,973,006	2,211,243	1,447,056	2,517,327
Current Portion of Leases	17,646	18,457	25,616	27,093	21,480
Current Income Taxes Payable	9,680	70,957	33,659	17,493	141,535
Accrued Interest Payable	25,840	28,580	-	-	-
Other Current Liabilities	4,760,596	3,600,694	3,058,498	2,791,902	2,046,928
Long-Term Debt	15,444,105	15,281,264	17,024,283	17,426,557	14,380,036
Long-Term Leases	60,941	83,793	103,733	109,355	152,246
Long-Term Unearned Revenue	45,936	46,297	48,922	41,229	37,332
Long-Term Deferred Tax Liabilities	-	-	2,106	1,612	926
Other Long-Term Liabilities	563,980	547,332	691,885	778,613	969,678
Total Liabilities	74,119,280	76,419,853	71,681,090	73,272,318	64,653,063
Common Stock	5,383,715	5,383,715	5,383,715	4,225,332	3,862,386
Retained Earnings	883,393	654,297	477,728	574,575	364,274
Comprehensive Income & Other	1,177,040	957,761	204,352	-24,429	266,155
Total Common Equity	7,444,148	6,995,773	6,065,795	4,775,478	4,492,815
Minority Interest	2,132	2,008	1,581	1,323	1,400
Shareholders' Equity	7,446,280	6,997,781	6,067,376	4,776,801	4,494,215
Total Liabilities & Equity	81,565,560	83,417,634	77,748,466	78,049,119	69,147,278
Total Debt	23,676,440	24,846,894	25,983,316	28,223,532	23,667,956
Net Cash (Debt)	-12,005,557	-12,541,663	-15,142,977	-15,268,309	-12,235,609
Net Cash Per Share	-54919.14	-57371.54	-80743.29	-86195.00	-67135.14
Filing Date Shares Outstanding	218.6	218.6	218.6	190.54	190.54
Total Common Shares Outstanding	218.6	218.6	218.6	190.54	190.54
Book Value Per Share	34053.08	32002.00	27747.84	25063.12	23579.62
Tangible Book Value	6,934,052	6,494,306	5,619,249	4,364,469	4,051,857
Tangible Book Value Per Share	31719.66	29708.05	25705.12	22906.03	21265.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.