Banco Internacional Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	331,178	320,672	295,380	288,791	186,129	77,901
Interest Paid on Deposits	189,731	198,136	167,038	200,091	109,584	29,644
Net Interest Income	141,447	122,536	128,342	88,700	76,545	48,257
Net Interest Income Growth	32.92%	-4.52%	44.69%	15.88%	58.62%	-29.00%
Income From Trading Activities	19,017	24,180	16,443	22,446	2,744	18,784
Gain (Loss) on Sale of Assets	-6,216	-6,645	-2,613	-400	-75	-2,617
Gain (Loss) on Sale of Investments	11,937	11,840	17,003	22,228	20,573	18,248
Other Non-Interest Income	55,461	65,787	31,129	38,864	34,720	27,192
Total Non-Interest Income	78,292	95,162	61,962	83,138	57,962	61,607
Non-Interest Income Growth	-13.29%	53.58%	-25.47%	43.44%	-5.92%	30.27%
Revenues Before Loan Losses	219,739	217,698	190,304	171,838	134,507	109,864
Provision for Loan Losses	27,713	30,304	23,734	27,560	19,967	16,020
Revenue	192,026	187,394	166,570	144,278	114,540	93,844
Revenue Growth	14.03%	12.50%	15.45%	25.96%	22.05%	27.98%
Salaries and Employee Benefits	70,476	68,168	61,209	52,578	43,154	32,254
Occupancy Expenses	8,948	8,720	7,753	5,636	5,482	5,006
Selling, General & Administrative	37,787	37,859	29,461	20,601	13,174	12,605
Other Non-Interest Expense	5,917	6,378	6,840	3,457	698	2,481
Total Non-Interest Expense	123,128	121,125	105,263	82,272	62,508	52,346
EBT Excluding Unusual Items	68,898	66,269	61,307	62,006	52,032	41,498
Asset Writedown	-9	-9	-10	-	-	-
Other Unusual Items	-	-	-	5,152	-	-
Pretax Income	68,889	66,260	61,297	67,158	52,032	41,498
Income Tax Expense	13,936	13,726	7,537	12,733	4,505	8,469
Earnings From Continuing Operations	54,953	52,534	53,760	54,425	47,527	33,029
Minority Interest in Earnings	1,416	-7	-3,257	984	-1	-1
Net Income	56,369	52,527	50,503	55,409	47,526	33,028
Net Income to Common	56,369	52,527	50,503	55,409	47,526	33,028
Net Income Growth	16.15%	4.01%	-8.85%	16.59%	43.90%	30.79%
Basic Shares Outstanding	4,869	4,674	4,325	4,209	3,749	3,749
Diluted Shares Outstanding	4,869	4,674	4,325	4,209	3,749	3,749
Shares Change	14.69%	8.08%	2.76%	12.28%	-	-
EPS (Basic)	11.58	11.24	11.68	13.16	12.68	8.81
EPS (Diluted)	11.58	11.24	11.68	13.16	12.68	8.81
EPS Growth	1.27%	-3.77%	-11.27%	3.80%	43.90%	30.78%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	3.503	3.949	3.803	2.643
Dividend Growth	-	-	-11.30%	3.84%	43.89%	30.79%
Effective Tax Rate	20.23%	20.71%	12.30%	18.96%	8.66%	20.41%