Banco Santander-Chile (SNSE:BSANTANDER)

Despegar.com Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,328,405	2,167,640	2,880,923	2,382,267	2,598,433	1,942,857
Investment Securities	9,528,083	8,077,483	12,769,023	10,794,910	10,531,521	7,160,229
Trading Asset Securities	11,193,991	13,638,312	10,983,693	12,304,768	10,414,933	9,493,741
Mortgage-Backed Securities	-	-	-	-	-	14,022
Total Investments	20,722,074	21,715,795	23,752,716	23,099,678	20,946,454	16,667,992
Gross Loans	41,157,016	41,418,510	40,950,528	38,872,033	36,673,565	34,452,538
Allowance for Loan Losses	-1,297,526	-1,215,487	-1,154,228	-1,036,887	-1,051,702	-1,038,147
Net Loans	39,859,490	40,203,023	39,796,300	37,835,146	35,621,863	33,414,391
Property, Plant & Equipment	298,389	312,638	352,272	371,890	374,818	388,851
Other Intangible Assets	78,763	88,669	97,551	107,789	95,411	82,537
Other Receivables	92,058	225,075	255,506	315	252,417	161,590
Restricted Cash	140,718	1,100,472	654,883	444,491	673,396	1,313,394
Other Current Assets	1,956,641	1,961,718	2,427,102	-	2,328,934	1,021,254
Long-Term Deferred Tax Assets	435,994	459,977	428,549	314,125	710,896	516,490
Other Real Estate Owned & Foreclosed	49,940	46,917	37,244	-	27,414	31,447
Other Long-Term Assets	225,970	177,009	174,842	3,608,903	211,914	162,420
Total Assets	66,188,442	68,458,933	70,857,888	68,164,604	63,841,950	55,703,223
Accounts Payable	544,928	323,010	312,882	405,878	445,493	227,518
Accrued Expenses	23,014	28,140	44,861	-	121,559	109,004
Interest Bearing Deposits	17,375,612	17,979,346	16,991,530	13,988,928	11,904,288	12,164,974
Non-Interest Bearing Deposits	11,000,184	11,898,457	11,014,748	11,711,969	14,385,633	11,342,648
Total Deposits	28,375,796	29,877,803	28,006,278	25,700,897	26,289,921	23,507,622
Short-Term Borrowings	13,539,801	13,451,349	12,357,927	14,509,194	11,116,625	9,548,542
Current Portion of Long-Term Debt	5,462,361	5,966,890	11,720,515	-	4,293,205	2,959,692
Current Portion of Leases	8,686	12,685	20,716	-	23,391	25,526
Current Income Taxes Payable	7,922	48,548	163,878	112,481	-	12,977
Other Current Liabilities	2,415,707	2,806,909	2,907,779	2,169,723	2,620,779	2,983,339
Long-Term Debt	9,003,026	9,063,608	9,051,468	18,354,774	12,840,212	12,076,603
Long-Term Leases	43,500	54,197	83,800	137,089	116,404	124,059
Long-Term Unearned Revenue	6,298	3,120	2,679	6,354	6,634	828
Pension & Post-Retirement Benefits	-	-	-	-	-	9,177
Long-Term Deferred Tax Liabilities	3,761	-	3,547	1	427,655	129,493
Other Long-Term Liabilities	2,122,255	2,425,840	1,689,665	2,529,841	1,112,499	284,069
Total Liabilities	61,562,416	64,062,099	66,365,995	63,926,232	59,414,377	51,998,449
Common Stock	891,303	891,303	891,303	891,303	891,303	891,303
Retained Earnings	253,803	275,806	365,858	589,482	647,065	410,501
Comprehensive Income & Other	3,369,216	3,125,331	3,109,997	2,648,023	2,794,845	2,318,287
Total Common Equity	4,514,322	4,292,440	4,367,158	4,128,808	4,333,213	3,620,091
Minority Interest	111,704	104,394	124,735	109,564	94,360	84,683
Shareholders' Equity	4,626,026	4,396,834	4,491,893	4,238,372	4,427,573	3,704,774
Total Liabilities & Equity	66,188,442	68,458,933	70,857,888	68,164,604	63,841,950	55,703,223
Total Debt	28,057,374	28,548,729	33,234,426	33,001,057	28,389,837	24,734,422
Net Cash (Debt)	-13,707,722	-12,589,690	-19,369,810	-18,314,022	-15,376,471	-13,297,525
Net Cash Per Share	-72.74	-66.81	-102.79	-97.18	-81.60	-70.56
Filing Date Shares Outstanding	188,446	188,446	188,446	188,446	188,446	188,446
Total Common Shares Outstanding	188,446	188,446	188,446	188,446	188,446	188,446
Book Value Per Share	23.96	22.78	23.17	21.91	22.99	19.21
Tangible Book Value	4,435,559	4,203,771	4,269,607	4,021,019	4,237,802	3,537,554
Tangible Book Value Per Share	23.54	22.31	22.66	21.34	22.49	18.77

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.