Banco Santander-Chile (SNSE:BSANTANDER)
80.20
-1.60 (-1.96%)
Aug 11, 2026, 3:59 PM CLT
Banco Santander-Chile Financials Overview
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,390,215 | 2,286,313 | 2,102,202 | 1,601,038 | 1,862,291 | 1,975,341 |
Revenue Growth | 2.22% | 8.76% | 31.30% | -14.03% | -5.72% | 28.48% |
Net Income Net Income Growth | 1,127,054 | 1,021,650 | 852,964 | 579,427 | 792,276 | 842,467 |
Earnings Per Share EPS Growth | 5.98 | 5.42 | 4.53 | 3.07 | 4.20 | 4.47 |
EPS Growth | 5.80% | 19.78% | 47.20% | -26.86% | -5.96% | 53.84% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Wealth Management & Insurance Wealth Management & Insurance Growth | 99,718 | 91,174 | 81,187 | 77,259 | 60,049 | - |
Corporate & Investment Banking (CIB) Corporate & Investment Banking (CIB) Growth | 430,452 | 407,091 | 463,751 | 490,718 | 335,432 | 242,875 |
Retail Banking Retail Banking Growth | - | 1,711,010 | 1,627,939 | 1,619,076 | 1,361,652 | 1,102,439 |
Middle Market Middle Market Growth | - | 335,545 | 325,022 | 331,179 | 194,913 | 341,784 |
Corporate Activities (Others) Corporate Activities (Others) Growth | - | -281,837 | -418,118 | -942,873 | -113,981 | 284,804 |
Total Total Growth | 2,362,246 | 2,262,983 | 2,079,781 | 1,575,359 | 1,838,065 | 1,975,386 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 15,985,086 | 15,000,761 | 15,959,039 | 13,864,616 | 14,687,035 | 13,013,366 |
Total Debt Total Debt Growth | 27,452,650 | 27,429,436 | 27,855,347 | 33,234,426 | 33,001,057 | 28,389,837 |
Net Cash (Debt) Net Cash Growth | -11,467,564 | -12,428,675 | -11,896,308 | -19,369,810 | -18,314,022 | -15,376,471 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -60.85 | -65.95 | -63.13 | -102.79 | -97.18 | -81.60 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -521,610 | 884,390 | -1,362,005 | -1,146,172 | -533,058 | -3,186,928 |
Capital Expenditures CapEx Growth | -65,357 | -84,659 | -63,161 | -74,426 | -58,393 | -57,995 |
Free Cash Flow Free Cash Flow Growth | -586,967 | 799,731 | -1,425,166 | -1,220,598 | -591,451 | -3,244,923 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 47.15% | 44.69% | 40.58% | 36.19% | 42.54% | 42.65% |
FCF Margin | -24.56% | 34.98% | -67.79% | -76.24% | -31.76% | -164.27% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.353 | 3.353 | 3.186 | 1.844 | 2.575 | 2.467 |
Dividend Per Share Growth | 5.26% | 5.26% | 72.76% | -28.39% | 4.38% | 49.79% |
Dividend Yield | 4.10% | 4.94% | 7.46% | 4.95% | 9.39% | 9.44% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.68 | 13.12 | 10.45 | 13.99 | 8.07 | 7.66 |
Forward PE | 12.48 | 12.87 | 9.42 | 11.34 | 9.04 | 9.25 |
P/FCF Ratio | - | 16.75 | - | - | - | - |
PS Ratio | 6.45 | 5.86 | 4.24 | 5.06 | 3.44 | 3.27 |