Banco Santander-Chile (SNSE:BSANTANDER)
Chile flag Chile · Delayed Price · Currency is CLP
80.20
-1.60 (-1.96%)
Aug 11, 2026, 3:59 PM CLT

Banco Santander-Chile Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,390,2152,286,3132,102,2021,601,0381,862,2911,975,341
Revenue Growth
2.22%8.76%31.30%-14.03%-5.72%28.48%
Net Income
1,127,0541,021,650852,964579,427792,276842,467
Earnings Per Share
5.985.424.533.074.204.47
EPS Growth
5.80%19.78%47.20%-26.86%-5.96%53.84%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wealth Management & Insurance
99,71891,17481,18777,25960,049-
Corporate & Investment Banking (CIB)
430,452407,091463,751490,718335,432242,875
Retail Banking
-1,711,0101,627,9391,619,0761,361,6521,102,439
Middle Market
-335,545325,022331,179194,913341,784
Corporate Activities (Others)
--281,837-418,118-942,873-113,981284,804
Total
2,362,2462,262,9832,079,7811,575,3591,838,0651,975,386

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,985,08615,000,76115,959,03913,864,61614,687,03513,013,366
Total Debt
27,452,65027,429,43627,855,34733,234,42633,001,05728,389,837
Net Cash (Debt)
-11,467,564-12,428,675-11,896,308-19,369,810-18,314,022-15,376,471
Net Cash Growth
------
Net Cash Per Share
-60.85-65.95-63.13-102.79-97.18-81.60

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-521,610884,390-1,362,005-1,146,172-533,058-3,186,928
Capital Expenditures
-65,357-84,659-63,161-74,426-58,393-57,995
Free Cash Flow
-586,967799,731-1,425,166-1,220,598-591,451-3,244,923
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
47.15%44.69%40.58%36.19%42.54%42.65%
FCF Margin
-24.56%34.98%-67.79%-76.24%-31.76%-164.27%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.3533.3533.1861.8442.5752.467
Dividend Per Share Growth
5.26%5.26%72.76%-28.39%4.38%49.79%
Dividend Yield
4.10%4.94%7.46%4.95%9.39%9.44%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.6813.1210.4513.998.077.66
Forward PE
12.4812.879.4211.349.049.25
P/FCF Ratio
-16.75----
PS Ratio
6.455.864.245.063.443.27