Banco Santander-Chile (SNSE:BSANTANDER)
Chile · Delayed Price · Currency is CLP 79.42
+0.32 (0.40%)
Nov 6, 2026, 3:59 PM CLST
Banco Santander-Chile Cash Flow Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,116,625 | 1,021,650 | 852,964 | 579,427 | 792,276 | 842,467 |
Depreciation & Amortization | 87,577 | 87,304 | 88,453 | 90,369 | 87,616 | 89,803 |
Other Amortization | 44,778 | 47,855 | 52,982 | 53,393 | 42,377 | 32,252 |
Gain (Loss) on Sale of Assets | -14,824 | -19,208 | -9,116 | -13,733 | -10,759 | -6,152 |
Gain (Loss) on Sale of Investments | 4,307 | -820 | -47,268 | -125,613 | -20,173 | -18,031 |
Total Asset Writedown | 4,996 | 3,747 | 1,295 | 1,912 | - | - |
Provision for Credit Losses | 791,405 | 770,714 | 658,629 | 428,996 | 447,814 | 368,431 |
Change in Other Net Operating Assets | -2,788,996 | 335,761 | -1,944,020 | -1,276,344 | -1,859,173 | -4,743,414 |
Other Operating Activities | -882,326 | -1,353,324 | -1,007,391 | -875,816 | -2,726 | 250,099 |
Operating Cash Flow | -1,643,582 | 884,390 | -1,362,005 | -1,146,172 | -533,058 | -3,186,928 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -71,638 | -84,659 | -63,161 | -74,426 | -58,393 | -57,995 |
Sale of Property, Plant and Equipment | 31,344 | 32,582 | 1,140 | 1,643 | 18,690 | 2,498 |
Income (Loss) Equity Investments | -7,124 | -9,289 | -8,533 | -8,763 | -10,310 | -2,383 |
Purchase / Sale of Intangibles | -57,411 | -52,868 | -44,559 | -45,067 | -54,899 | -28,774 |
Investing Cash Flow | -97,705 | -104,945 | -106,580 | -117,850 | -94,602 | -84,271 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | 102,481 | 595,175 |
Long-Term Debt Repaid | - | -20,762 | -25,364 | -30,101 | -21,827 | -46,046 |
Lease Payments | -20,280 | -20,762 | -25,364 | -30,101 | -21,827 | -46,046 |
Net Debt Issued (Repaid) | -290,050 | -20,762 | -25,364 | -30,101 | 80,654 | 549,129 |
Common Dividends Paid | -631,925 | -600,336 | -347,483 | -485,191 | -464,977 | -310,468 |
Net Increase (Decrease) in Deposit Accounts | 2,928,609 | -828,983 | 1,844,393 | 2,461,930 | 174,070 | 2,592,249 |
Financing Cash Flow | 2,006,634 | -1,450,081 | 1,471,546 | 1,946,638 | -210,253 | 2,830,910 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 16,839 | -7,305 | 7,317 | -1,778 | 25,904 | 437,564 |
Net Cash Flow | 282,186 | -677,941 | 10,278 | 680,838 | -812,009 | -2,725 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -1,715,220 | 799,731 | -1,425,166 | -1,220,598 | -591,451 | -3,244,923 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -72.49% | 34.98% | -67.79% | -76.24% | -31.76% | -164.27% |
Free Cash Flow Per Share | -9.10 | 4.24 | -7.56 | -6.48 | -3.14 | -17.22 |
Free Cash Flow After Leases | -1,735,500 | 778,969 | -1,450,530 | -1,250,699 | -613,278 | -3,290,969 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 2,552,586 | 3,189,844 | 4,076,146 | 4,135,540 | 2,516,544 | 1,109,746 |