Banco Santander-Chile Ratios and Metrics

Market cap in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	15,047,423	13,398,520	8,913,502	8,103,183	6,397,746	6,454,280
Market Cap Growth	47.05%	50.32%	10.00%	26.66%	-0.88%	0.44%
Last Close Price	79.85	71.10	44.75	39.04	28.73	27.38
PE Ratio	14.80	13.12	10.45	13.99	8.07	7.66
PS Ratio	6.64	5.86	4.24	5.06	3.44	3.27
PB Ratio	3.07	2.34	1.66	1.80	1.51	1.46
P/FCF Ratio	-	16.75	-	-	-	-
P/OCF Ratio	-	15.15	-	-	-	-
Debt / Equity Ratio	4.78	4.78	5.20	7.40	7.79	6.41
Debt / FCF Ratio	34.30	34.30	-	-	-	-
Net Debt / Equity Ratio	2.17	2.17	2.22	4.31	4.32	3.47
Net Debt / FCF Ratio	15.54	15.54	-8.35	-15.87	-30.96	-4.74
Return on Equity (ROE)	18.71%	18.71%	17.46%	13.60%	18.64%	20.96%
Return on Assets (ROA)	1.52%	1.52%	1.23%	0.85%	1.22%	1.43%
Earnings Yield	6.76%	7.63%	9.57%	7.15%	12.38%	13.05%
FCF Yield	-	5.97%	-15.99%	-15.06%	-9.25%	-50.28%
Dividend Yield	4.27%	4.72%	7.12%	4.72%	8.96%	9.01%
Payout Ratio	-	58.76%	40.74%	83.74%	58.69%	36.85%
Total Shareholder Return	4.27%	4.72%	7.12%	4.72%	8.96%	9.01%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.