Qliro AB (publ) (STO:QLIRO)

Qliro AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	285.1	289.4	267	288.9	262.6	240.6
Interest Paid on Deposits	86.1	88.8	68.5	50.4	39.7	35.6
Net Interest Income	199	200.6	198.5	238.5	222.9	205
Net Interest Income Growth (YoY)	-1.92%	1.06%	-16.77%	7.00%	8.73%	-
Gain (Loss) on Sale of Investments	-0.1	-0.1	0.3	-	-0.2	-
Other Non-Interest Income	196.6	197.3	175.9	172.3	176.2	174.7
Total Non-Interest Income	196.5	197.2	176.2	172.3	176	174.7
Non-Interest Income Growth (YoY)	3.26%	11.92%	2.26%	-2.10%	0.74%	-
Revenues Before Loan Losses	395.5	397.8	374.7	410.8	398.9	379.7
Provision for Loan Losses	112.4	106.4	92.6	116.1	81.9	102.5
Revenue	283.1	291.4	282.1	294.7	317	277.2
Revenue Growth (YoY)	-2.61%	3.30%	-4.28%	-7.03%	14.36%	-
Occupancy Expenses	77.6	68.1	67.8	105.4	96	85.8
Selling, General & Administrative	255.3	239.6	224.8	287.5	241	225.8
Other Non-Interest Expense	28.4	17	13.9	17.1	28.3	31.1
Total Non-Interest Expense	361.3	324.7	306.5	410	365.3	342.7
EBT Excluding Unusual Items	-78.2	-33.3	-24.4	-115.3	-48.3	-65.5
Asset Writedown	-	-	-	-0.2	-	-15.6
Pretax Income	-78.2	-33.3	-24.4	-115.5	-48.3	-81.1
Income Tax Expense	-15.5	-5.8	-3.3	-22	-8.4	-14.1
Earnings From Continuing Operations	-62.7	-27.5	-21.1	-93.5	-39.9	-67
Earnings From Discontinued Operations	-2	5.6	25.2	-	-	-
Net Income	-69.1	-21.9	4.1	-93.5	-39.9	-67
Net Income to Common	-69.1	-21.9	4.1	-93.5	-39.9	-67
Basic Shares Outstanding	21	19	19	19	18	18
Diluted Shares Outstanding	21	19	19	19	18	18
Shares Change (YoY)	10.18%	4.24%	-2.33%	6.17%	-	-
EPS (Basic)	-3.36	-1.13	0.22	-4.90	-2.22	-3.73
EPS (Diluted)	-3.36	-1.13	0.22	-4.90	-2.22	-3.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.