Qliro AB (publ) (STO:QLIRO)

Qliro AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	289.4	267	288.9	262.6	240.6
Interest Paid on Deposits	88.8	68.5	50.4	39.7	35.6
Net Interest Income	200.6	198.5	238.5	222.9	205
Net Interest Income Growth (YoY)	1.06%	-16.77%	7.00%	8.73%	-
Gain (Loss) on Sale of Investments	-0.1	0.3	-	-0.2	-
Other Non-Interest Income	197.3	175.9	172.3	176.2	174.7
Total Non-Interest Income	197.2	176.2	172.3	176	174.7
Non-Interest Income Growth (YoY)	11.92%	2.26%	-2.10%	0.74%	-
Revenues Before Loan Losses	397.8	374.7	410.8	398.9	379.7
Provision for Loan Losses	106.4	92.6	116.1	81.9	102.5
Revenue	291.4	282.1	294.7	317	277.2
Revenue Growth (YoY)	3.30%	-4.28%	-7.03%	14.36%	-
Occupancy Expenses	68.1	67.8	105.4	96	85.8
Selling, General & Administrative	239.6	224.8	287.5	241	225.8
Other Non-Interest Expense	17	13.9	17.1	28.3	31.1
Total Non-Interest Expense	324.7	306.5	410	365.3	342.7
EBT Excluding Unusual Items	-33.3	-24.4	-115.3	-48.3	-65.5
Asset Writedown	-	-	-0.2	-	-15.6
Pretax Income	-33.3	-24.4	-115.5	-48.3	-81.1
Income Tax Expense	-5.8	-3.3	-22	-8.4	-14.1
Earnings From Continuing Operations	-27.5	-21.1	-93.5	-39.9	-67
Earnings From Discontinued Operations	5.6	25.2	-	-	-
Net Income	-21.9	4.1	-93.5	-39.9	-67
Net Income to Common	-21.9	4.1	-93.5	-39.9	-67
Basic Shares Outstanding	19	19	19	18	18
Diluted Shares Outstanding	19	19	19	18	18
Shares Change (YoY)	4.24%	-2.33%	6.17%	-	-
EPS (Basic)	-1.13	0.22	-4.90	-2.22	-3.73
EPS (Diluted)	-1.13	0.22	-4.90	-2.22	-3.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.