Qliro AB (publ) (STO:QLIRO)

Qliro AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	288.6	280.1	289.4	267	288.9	262.6
Interest Paid on Deposits	73.3	77	88.8	68.5	50.4	39.7
Net Interest Income	215.3	203.1	200.6	198.5	238.5	222.9
Net Interest Income Growth (YoY)	-11.14%	1.25%	1.06%	-16.77%	7.00%	8.73%
Gain (Loss) on Sale of Investments	-0.6	-0.6	-0.1	0.3	-	-0.2
Other Non-Interest Income	216.7	209.7	197.2	175.9	172.3	176.2
Total Non-Interest Income	216.1	209.1	197.1	176.2	172.3	176
Non-Interest Income Growth (YoY)	36.95%	6.09%	11.86%	2.26%	-2.10%	0.74%
Revenues Before Loan Losses	431.4	412.2	397.7	374.7	410.8	398.9
Provision for Loan Losses	105.5	107.3	106.4	92.6	116.1	81.9
Revenue	325.9	304.9	291.3	282.1	294.7	317
Revenue Growth (YoY)	11.99%	4.67%	3.26%	-4.28%	-7.03%	14.36%
Occupancy Expenses	85.8	83.2	68.1	67.8	105.4	96
Selling, General & Administrative	298.8	294.8	239.6	224.8	287.5	241
Other Non-Interest Expense	28.9	29.8	17	13.9	17.1	28.3
Total Non-Interest Expense	413.5	407.8	324.7	306.5	410	365.3
EBT Excluding Unusual Items	-87.6	-102.9	-33.4	-24.4	-115.3	-48.3
Asset Writedown	-	-	-	-	-0.2	-
Pretax Income	-87.6	-102.9	-33.4	-24.4	-115.5	-48.3
Income Tax Expense	-15.8	-18.8	-5.8	-3.3	-22	-8.4
Earnings From Continuing Operations	-71.8	-84.1	-27.6	-21.1	-93.5	-39.9
Earnings From Discontinued Operations	-	-	5.6	25.2	-	-
Minority Interest in Earnings	-8.4	-8.6	-1.7	-	-	-
Net Income	-80.2	-92.7	-23.7	4.1	-93.5	-39.9
Net Income to Common	-80.2	-92.7	-23.7	4.1	-93.5	-39.9
Basic Shares Outstanding	26	25	19	19	19	18
Diluted Shares Outstanding	26	25	19	19	19	18
Shares Change (YoY)	31.76%	26.54%	4.24%	-2.33%	6.17%	-
EPS (Basic)	-3.05	-3.77	-1.22	0.22	-4.90	-2.22
EPS (Diluted)	-3.05	-3.77	-1.22	0.22	-4.90	-2.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.