Qliro AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	280.1	289.4	267	288.9	262.6
Interest Paid on Deposits	77	88.8	68.5	50.4	39.7
Net Interest Income	203.1	200.6	198.5	238.5	222.9
Net Interest Income Growth (YoY)	1.25%	1.06%	-16.77%	7.00%	8.73%
Gain (Loss) on Sale of Investments	-0.6	-0.1	0.3	-	-0.2
Other Non-Interest Income	209.7	197.2	175.9	172.3	176.2
Total Non-Interest Income	209.1	197.1	176.2	172.3	176
Non-Interest Income Growth (YoY)	6.09%	11.86%	2.26%	-2.10%	0.74%
Revenues Before Loan Losses	412.2	397.7	374.7	410.8	398.9
Provision for Loan Losses	107.3	106.4	92.6	116.1	81.9
Revenue	304.9	291.3	282.1	294.7	317
Revenue Growth (YoY)	4.67%	3.26%	-4.28%	-7.03%	14.36%
Occupancy Expenses	83.2	68.1	67.8	105.4	96
Selling, General & Administrative	294.8	239.6	224.8	287.5	241
Other Non-Interest Expense	29.8	17	13.9	17.1	28.3
Total Non-Interest Expense	407.8	324.7	306.5	410	365.3
EBT Excluding Unusual Items	-102.9	-33.4	-24.4	-115.3	-48.3
Asset Writedown	-	-	-	-0.2	-
Pretax Income	-102.9	-33.4	-24.4	-115.5	-48.3
Income Tax Expense	-18.8	-5.8	-3.3	-22	-8.4
Earnings From Continuing Operations	-84.1	-27.6	-21.1	-93.5	-39.9
Earnings From Discontinued Operations	-	5.6	25.2	-	-
Minority Interest in Earnings	-8.6	-1.7	-	-	-
Net Income	-92.7	-23.7	4.1	-93.5	-39.9
Net Income to Common	-92.7	-23.7	4.1	-93.5	-39.9
Basic Shares Outstanding	25	19	19	19	18
Diluted Shares Outstanding	25	19	19	19	18
Shares Change (YoY)	26.54%	4.24%	-2.33%	6.17%	-
EPS (Basic)	-3.77	-1.22	0.22	-4.90	-2.22
EPS (Diluted)	-3.77	-1.22	0.22	-4.90	-2.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.