Qliro AB (publ) (STO:QLIRO)
Sweden · Delayed Price · Currency is SEK 12.30
-0.40 (-3.15%)
Nov 2, 2026, 5:29 PM CET
Qliro AB Balance Sheet
Financials in millions SEK. Fiscal year is January - December.
Millions SEK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 261.8 | 48.5 | 403 | 101 | 900.6 | 57.5 |
Investment Securities | 680.4 | 767.9 | 651.1 | 616.1 | 293.6 | 354 |
Trading Asset Securities | 2.7 | 0.6 | 2.1 | - | 1.7 | - |
Total Investments | 683.1 | 768.5 | 653.2 | 616.1 | 295.3 | 354 |
Gross Loans | 2,259 | 2,197 | 2,088 | 2,747 | 2,830 | 2,871 |
Allowance for Loan Losses | -203 | -164.6 | -157.9 | -134.3 | -143.8 | -112.1 |
Net Loans | 2,056 | 2,033 | 1,930 | 2,613 | 2,687 | 2,759 |
Property, Plant & Equipment | 7.7 | 7.8 | 14.7 | 16.8 | 13.9 | 27.5 |
Accrued Interest Receivable | 9.5 | 9.7 | 5.4 | 9.6 | 1.8 | 1.7 |
Other Receivables | 53.8 | 90.9 | 82.8 | 61.7 | 58.5 | 47.2 |
Other Current Assets | 37.7 | 31.7 | 46 | 22.5 | 19.3 | 20.9 |
Long-Term Deferred Tax Assets | 78.9 | 78.8 | 60.1 | 56 | 60.2 | 37.2 |
Other Long-Term Assets | 0.1 | -0.1 | -0.2 | - | - | - |
Total Assets | 3,498 | 3,376 | 3,454 | 3,695 | 4,205 | 3,474 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 2.7 | 7.7 | 15 | 16.4 | 5.5 |
Accrued Expenses | 53.6 | 65 | 50.2 | 49.7 | 65.5 | 53.8 |
Interest Bearing Deposits | 2,553 | 1,371 | 1,543 | 1,858 | 1,404 | 992.5 |
Non-Interest Bearing Deposits | - | 1,168 | 1,180 | 1,093 | 1,916 | 1,239 |
Total Deposits | 2,553 | 2,540 | 2,723 | 2,951 | 3,321 | 2,231 |
Short-Term Borrowings | - | - | - | 0.4 | 34.2 | 6.4 |
Current Portion of Leases | - | 4.2 | 5.6 | 5.6 | 4.7 | 10.1 |
Accrued Interest Payable | - | - | - | 0.8 | 0.7 | 0.5 |
Other Current Liabilities | - | 81.1 | 48.9 | 3.3 | 3.4 | 3.5 |
Long-Term Debt | 67.1 | 66.5 | - | 100 | 100 | 552.2 |
Long-Term Leases | - | - | 4.1 | 4.2 | 4.7 | 4.7 |
Long-Term Unearned Revenue | 7.8 | 8.6 | 8.4 | 6.9 | 19.1 | 13.2 |
Other Long-Term Liabilities | 153.9 | 31.1 | 47 | 77.9 | 165.2 | 45 |
Total Liabilities | 2,835 | 2,799 | 2,895 | 3,215 | 3,734 | 2,926 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 95.9 | 79.2 | 59.6 | 53.4 | 53.4 | 50.3 |
Additional Paid-In Capital | - | - | - | - | 2.5 | 2.5 |
Retained Earnings | 518.1 | 448.3 | 452.1 | 430.8 | 418.5 | 495.3 |
Comprehensive Income & Other | 48.6 | 49.4 | 47.5 | -4 | -3.9 | - |
Shareholders' Equity | 662.6 | 576.9 | 559.2 | 480.2 | 470.5 | 548.1 |
Total Liabilities & Equity | 3,498 | 3,376 | 3,454 | 3,695 | 4,205 | 3,474 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 67.1 | 70.7 | 9.7 | 110.2 | 143.6 | 573.4 |
Net Cash (Debt) | 197.4 | -21.6 | 395.4 | -9.2 | 758.7 | -515.9 |
Net Cash Growth | 434.96% | - | - | - | - | - |
Net Cash Per Share | 6.38 | -0.88 | 20.35 | -0.49 | 39.76 | -28.70 |
Filing Date Shares Outstanding | 34.24 | 28.28 | 21.29 | 19.07 | 19.07 | 17.97 |
Total Common Shares Outstanding | 34.24 | 28.28 | 21.29 | 19.07 | 19.07 | 17.97 |
Book Value Per Share | 17.79 | 18.52 | 23.79 | 25.18 | 24.67 | 30.50 |
Tangible Book Value | 662.6 | 576.9 | 559.2 | 480.2 | 470.5 | 548.1 |
Tangible Book Value Per Share | 17.79 | 18.52 | 23.79 | 25.18 | 24.67 | 30.50 |