Qliro AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	62.9	48.5	403	101	900.6	57.5
Investment Securities	646.1	767.9	651.1	616.1	293.6	354
Trading Asset Securities	2	0.6	2.1	-	1.7	-
Total Investments	648.1	768.5	653.2	616.1	295.3	354
Gross Loans	2,150	2,197	2,088	2,747	2,830	2,871
Allowance for Loan Losses	-175.9	-164.6	-157.9	-134.3	-143.8	-112.1
Net Loans	1,975	2,033	1,930	2,613	2,687	2,759
Property, Plant & Equipment	10	7.8	14.7	16.8	13.9	27.5
Accrued Interest Receivable	9	9.7	5.4	9.6	1.8	1.7
Other Receivables	47.1	90.9	82.8	61.7	58.5	47.2
Other Current Assets	34.4	31.7	46	22.5	19.3	20.9
Long-Term Deferred Tax Assets	78.8	78.8	60.1	56	60.2	37.2
Other Long-Term Assets	-	-0.1	-0.2	-	-	-
Total Assets	3,173	3,376	3,454	3,695	4,205	3,474
Accounts Payable	-	2.7	7.7	15	16.4	5.5
Accrued Expenses	55.6	65	50.2	49.7	65.5	53.8
Interest Bearing Deposits	2,341	1,371	1,543	1,858	1,404	992.5
Non-Interest Bearing Deposits	-	1,168	1,180	1,093	1,916	1,239
Total Deposits	2,341	2,540	2,723	2,951	3,321	2,231
Short-Term Borrowings	-	-	-	0.4	34.2	6.4
Current Portion of Leases	-	4.2	5.6	5.6	4.7	10.1
Accrued Interest Payable	-	-	-	0.8	0.7	0.5
Other Current Liabilities	-	81.1	48.9	3.3	3.4	3.5
Long-Term Debt	66.7	66.5	-	100	100	552.2
Long-Term Leases	-	-	4.1	4.2	4.7	4.7
Long-Term Unearned Revenue	5.8	8.6	8.4	6.9	19.1	13.2
Other Long-Term Liabilities	129.8	31.1	47	77.9	165.2	45
Total Liabilities	2,599	2,799	2,895	3,215	3,734	2,926
Common Stock	79.2	79.2	59.6	53.4	53.4	50.3
Additional Paid-In Capital	-	-	-	-	2.5	2.5
Retained Earnings	445.4	448.3	452.1	430.8	418.5	495.3
Comprehensive Income & Other	49.2	49.4	47.5	-4	-3.9	-
Shareholders' Equity	573.8	576.9	559.2	480.2	470.5	548.1
Total Liabilities & Equity	3,173	3,376	3,454	3,695	4,205	3,474
Total Debt	66.7	70.7	9.7	110.2	143.6	573.4
Net Cash (Debt)	-1.8	-21.6	395.4	-9.2	758.7	-515.9
Net Cash Per Share	-0.07	-0.88	20.35	-0.49	39.76	-28.70
Filing Date Shares Outstanding	28.28	28.28	21.29	19.07	19.07	17.97
Total Common Shares Outstanding	28.28	28.28	21.29	19.07	19.07	17.97
Book Value Per Share	18.41	18.52	23.79	25.18	24.67	30.50
Tangible Book Value	573.8	576.9	559.2	480.2	470.5	548.1
Tangible Book Value Per Share	18.41	18.52	23.79	25.18	24.67	30.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.