Qliro AB (publ) (STO:QLIRO)

Qliro AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	64.1	403	101	900.6	57.5	155.1
Investment Securities	957.7	651.1	616.1	293.6	354	290.1
Trading Asset Securities	5	2.1	-	1.7	-	-
Total Investments	962.7	653.2	616.1	295.3	354	290.1
Gross Loans	1,978	2,088	2,747	2,830	2,871	2,591
Allowance for Loan Losses	-152.5	-157.9	-134.3	-143.8	-112.1	-130.5
Net Loans	1,826	1,930	2,613	2,687	2,759	2,460
Property, Plant & Equipment	11.7	14.7	16.8	13.9	27.5	31.5
Accrued Interest Receivable	10	5.4	9.6	1.8	1.7	1.6
Other Receivables	91.9	82.8	61.7	58.5	47.2	47
Other Current Assets	41.6	46	22.5	19.3	20.9	18.2
Long-Term Deferred Tax Assets	68.5	60.1	56	60.2	37.2	28.8
Other Long-Term Assets	-0.1	-0.2	-	-	-	-0.1
Total Assets	3,365	3,454	3,695	4,205	3,474	3,195
Accounts Payable	-	7.7	15	16.4	5.5	7.9
Accrued Expenses	65.7	50.2	49.7	65.5	53.8	47.1
Interest Bearing Deposits	2,602	1,543	1,858	1,404	992.5	1,103
Non-Interest Bearing Deposits	-	1,180	1,093	1,916	1,239	1,030
Total Deposits	2,602	2,723	2,951	3,321	2,231	2,133
Short-Term Borrowings	-	-	0.4	34.2	6.4	30.5
Current Portion of Leases	-	5.6	5.6	4.7	10.1	10.1
Accrued Interest Payable	-	-	0.8	0.7	0.5	0.5
Other Current Liabilities	-	4	3.3	3.4	3.5	3.5
Long-Term Debt	66	-	100	100	552.2	315
Long-Term Leases	-	4.1	4.2	4.7	4.7	4.7
Long-Term Unearned Revenue	-	8.4	6.9	19.1	13.2	15
Other Long-Term Liabilities	111	91.9	77.9	165.2	45	40.1
Total Liabilities	2,844	2,895	3,215	3,734	2,926	2,607
Common Stock	59.9	59.6	53.4	53.4	50.3	50.3
Additional Paid-In Capital	-	-	-	2.5	2.5	2.5
Retained Earnings	412	452.1	430.8	418.5	495.3	535.2
Comprehensive Income & Other	48.8	47.5	-4	-3.9	-	-
Shareholders' Equity	520.7	559.2	480.2	470.5	548.1	588
Total Liabilities & Equity	3,365	3,454	3,695	4,205	3,474	3,195
Total Debt	66	9.7	110.2	143.6	573.4	360.3
Net Cash (Debt)	3.1	395.4	-9.2	758.7	-515.9	-205.2
Net Cash Per Share	0.15	20.35	-0.49	39.76	-28.70	-11.42
Filing Date Shares Outstanding	21.29	21.29	19.07	19.07	17.97	17.97
Total Common Shares Outstanding	21.29	21.29	19.07	19.07	17.97	17.97
Book Value Per Share	21.97	23.79	25.18	24.67	30.50	32.72
Tangible Book Value	520.7	559.2	480.2	470.5	548.1	588
Tangible Book Value Per Share	21.97	23.79	25.18	24.67	30.50	32.72

Source: S&P Global Market Intelligence. Banks template. Financial Sources.