Qliro AB (publ) (STO:QLIRO)

Qliro AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-21.9	4.1	-93.5	-39.9	-67
Depreciation & Amortization	68.1	8.2	16.3	19.5	17.9
Other Amortization	-	64.9	89.1	76.5	67.9
Total Asset Writedown	-	-	0.2	-	15.6
Provision for Credit Losses	-	121.7	116.1	81.9	102.5
Change in Other Net Operating Assets	241	-500.9	-296.2	-195.9	-568.8
Other Operating Activities	143.5	-10	4.5	-40.8	-9.5
Net Cash from Discontinued Operations	5.6	-	-	-	-
Operating Cash Flow	436.3	-312	-163.5	-98.7	-441.4
Capital Expenditures	-1.6	-1.8	-2.8	-7.5	-6.8
Purchase / Sale of Intangibles	-130.1	-94.9	-88.9	-82.8	-67.7
Other Investing Activities	-	-	0.1	0.1	-
Investing Cash Flow	-131.7	-96.7	-91.6	-90.2	-74.5
Long-Term Debt Repaid	-105.7	-5.6	-8.2	-8.2	-8.2
Net Debt Issued (Repaid)	-105.7	-5.6	-8.2	-8.2	-8.2
Issuance of Common Stock	101.9	2.5	19.8	-	125
Net Increase (Decrease) in Deposit Accounts	-	-384	1,087	99.8	311.4
Other Financing Activities	0.6	-	-	-	2.5
Financing Cash Flow	-3.2	-387.1	1,098	91.6	430.7
Foreign Exchange Rate Adjustments	0.6	-3.8	-	-0.3	0.1
Net Cash Flow	301.9	-799.6	843.1	-97.6	-85.1
Free Cash Flow	434.7	-313.8	-166.3	-106.2	-448.2
Free Cash Flow Margin	149.18%	-96.02%	-56.43%	-33.50%	-161.69%
Free Cash Flow Per Share	22.38	-16.45	-8.72	-5.91	-24.94
Cash Interest Paid	-	86.3	47.3	41.2	33

Source: S&P Capital IQ. Banks template. Financial Sources.