Solid Försäkringsaktiebolag (publ) (STO:SFAB)

STO:SFAB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	1,039	969.19	974.92	738.83	574.58	493.62
Investments in Equity & Preferred Securities	101.84	104.27	105.86	91.32	78.79	98.21
Total Investments	1,140	1,073	1,081	830.15	653.37	591.82
Cash & Equivalents	251.39	343.86	353.42	603.86	613.14	328.21
Reinsurance Recoverable	7.56	8.72	5.4	4.15	3.85	3.73
Other Receivables	92.04	92.44	115.06	95.93	111.3	327.28
Deferred Policy Acquisition Cost	-	191.62	221.9	228.87	204.07	193.48
Property, Plant & Equipment	-	-	-	0.91	1.91	2.91
Goodwill	-	13.99	14.04	9.29	12.14	15
Other Intangible Assets	27.11	9.36	5.44	7.71	10.4	15.84
Other Current Assets	130.61	6.86	5.95	6.87	5.37	3.01
Other Long-Term Assets	12.39	0.38	0.38	0.32	0.33	0.43
Total Assets	1,662	1,741	1,802	1,788	1,616	1,482
Accounts Payable	-	25.34	17.45	22.92	-	-
Accrued Expenses	23.27	118.32	167.14	183.93	175.63	133.31
Insurance & Annuity Liabilities	148.61	6.34	6.19	5.66	4.58	4.1
Unpaid Claims	45.96	45.09	53.69	61.28	60.8	54.83
Unearned Premiums	442.87	529.13	587.1	599.38	555.11	532.93
Reinsurance Payable	-	3.53	0.59	1.26	-	-
Current Income Taxes Payable	-	15.93	14.69	-	0.22	-
Long-Term Deferred Tax Liabilities	-	2.01	3.02	-	-	-
Other Current Liabilities	-	-	-	-	0.66	0.51
Other Long-Term Liabilities	495.3	490.62	492.84	502.15	491.48	550.3
Total Liabilities	1,156	1,236	1,343	1,377	1,288	1,276
Common Stock	30.06	30	30	30	30	30
Retained Earnings	474.9	475.96	431.06	382.09	298.19	177.21
Comprehensive Income & Other	-1.74	-1.58	-1.39	-0.62	-0.78	-1.48
Shareholders' Equity	505.57	504.38	459.67	411.48	327.41	205.73
Total Liabilities & Equity	1,662	1,741	1,802	1,788	1,616	1,482
Filing Date Shares Outstanding	17.88	18.05	18.6	20	20	20
Total Common Shares Outstanding	17.88	18.1	18.6	20	20	20
Net Cash (Debt)	251.39	343.86	353.42	603.86	613.14	328.21
Net Cash Growth	-18.53%	-2.71%	-41.47%	-1.51%	86.82%	7.50%
Net Cash Per Share	13.96	18.77	18.53	30.25	30.66	16.41
Book Value Per Share	28.27	27.86	24.71	20.57	16.37	10.29
Tangible Book Value	478.47	481.03	440.19	394.48	304.87	174.89
Tangible Book Value Per Share	26.75	26.57	23.66	19.72	15.24	8.74

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.