STO:SFAB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	1,026	969.19	974.92	738.83	574.58
Investments in Equity & Preferred Securities	109.16	104.27	105.86	91.32	78.79
Total Investments	1,135	1,073	1,081	830.15	653.37
Cash & Equivalents	275.75	343.86	353.42	603.86	613.14
Reinsurance Recoverable	3.13	8.72	5.4	4.15	3.85
Other Receivables	83.01	92.44	115.06	95.93	111.3
Deferred Policy Acquisition Cost	-	191.62	221.9	228.87	204.07
Property, Plant & Equipment	-	-	-	0.91	1.91
Goodwill	-	13.99	14.04	9.29	12.14
Other Intangible Assets	24.87	9.36	5.44	7.71	10.4
Other Current Assets	114.89	6.86	5.95	6.87	5.37
Other Long-Term Assets	12.59	0.38	0.38	0.32	0.33
Total Assets	1,649	1,741	1,802	1,788	1,616
Accounts Payable	-	25.34	17.45	22.92	-
Accrued Expenses	23.62	118.32	167.14	183.93	175.63
Insurance & Annuity Liabilities	151.7	6.34	6.19	5.66	4.58
Unpaid Claims	36.39	45.09	53.69	61.28	60.8
Unearned Premiums	410.29	529.13	587.1	599.38	555.11
Reinsurance Payable	-	3.53	0.59	1.26	-
Current Income Taxes Payable	-	15.93	14.69	-	0.22
Long-Term Deferred Tax Liabilities	-	2.01	3.02	-	-
Other Current Liabilities	-	-	-	-	0.66
Other Long-Term Liabilities	493.58	490.62	492.84	502.15	491.48
Total Liabilities	1,116	1,236	1,343	1,377	1,288
Common Stock	30.06	30	30	30	30
Additional Paid-In Capital	2.36	-	-	-	-
Retained Earnings	503.06	475.96	431.06	382.09	298.19
Comprehensive Income & Other	-1.6	-1.58	-1.39	-0.62	-0.78
Shareholders' Equity	533.87	504.38	459.67	411.48	327.41
Total Liabilities & Equity	1,649	1,741	1,802	1,788	1,616
Filing Date Shares Outstanding	17.74	18.05	18.6	20	20
Total Common Shares Outstanding	17.74	18.1	18.6	20	20
Net Cash (Debt)	275.75	343.86	353.42	603.86	613.14
Net Cash Growth	-19.81%	-2.71%	-41.47%	-1.51%	86.82%
Net Cash Per Share	15.38	18.77	18.53	30.25	30.66
Book Value Per Share	30.10	27.86	24.71	20.57	16.37
Tangible Book Value	509.01	481.03	440.19	394.48	304.87
Tangible Book Value Per Share	28.69	26.57	23.66	19.72	15.24

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.