Solid Försäkringsaktiebolag (publ) (STO:SFAB)
Sweden flag Sweden · Delayed Price · Currency is SEK
104.80
-0.80 (-0.76%)
Sep 2, 2026, 5:29 PM CET

STO:SFAB Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,1161,1461,2271,1861,0951,029
Revenue Growth
-5.54%-6.61%3.44%8.37%6.42%10.81%
Operating Income
187.23190.05211.42218.6136.49160.58
Net Income
148.52149.04164.71165.36110.66119.98
Earnings Per Share
8.358.318.868.675.546.00
EPS Growth
4.28%-6.21%2.18%56.42%-7.60%176.63%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Safety
479.75468.63446.9410.84381.04374.39
Product
221.14247.43301.9338.49366.41346.58
Assistance
338.87347.04379.79344.77352.26260.32
Not Specified by Segment
72.2977.3598.3993.45-2.2248.64
Total
1,1121,1401,2271,1881,0971,030

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
254.18275.75343.86353.42603.86613.14
Net Cash Growth
42.90%-19.81%-2.71%-41.47%-1.51%86.82%
Net Cash Per Share
14.3015.3818.5018.5330.2530.66
Cash & Investments
254.18275.75343.86353.42603.86613.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
216.870.11123.08-114.04184.86163.06
Capital Expenditures
------
Free Cash Flow
216.870.11123.08-114.04184.86163.06
Free Cash Flow Growth
113.50%-43.04%--13.37%8.66%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.78%16.58%17.23%18.43%12.47%15.61%
Pretax Margin
16.78%16.40%17.21%18.53%12.71%14.71%
Profit Margin
13.31%13.00%13.42%13.94%10.11%11.66%
FCF Margin
19.43%6.12%10.03%-9.61%16.89%15.85%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
5.2505.2505.0004.5002.850
Dividend Per Share Growth
35.00%5.00%11.11%57.89%-
Dividend Yield
5.01%6.48%6.77%8.50%5.43%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.5610.369.247.4311.909.79
P/FCF Ratio
8.5122.0212.37-7.127.21
PS Ratio
1.651.351.241.031.201.14