Solid Försäkringsaktiebolag (publ) (STO:SFAB)
Sweden flag Sweden · Delayed Price · Currency is SEK
105.80
-0.60 (-0.56%)
Nov 2, 2026, 4:12 PM CET

STO:SFAB Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,1141,1461,2271,1861,0951,029
Revenue Growth
-2.59%-6.61%3.44%8.37%6.42%10.81%
Operating Income
184.79190.05211.42218.6136.49160.58
Net Income
146.51149.04164.71165.36110.66119.98
Earnings Per Share
8.278.318.868.675.546.00
EPS Growth
6.40%-6.21%2.18%56.42%-7.60%176.63%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Assistance
346.61347.04379.79344.77352.26260.32
Personal Safety
485.96468.63446.9410.84381.04374.39
Product
210.2247.43301.9338.49366.41346.58
Not Specified by Segment
68.6877.3598.3993.45-2.2248.64
Total
1,1111,1401,2271,1881,0971,030

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
339.54275.75343.86353.42603.86613.14
Net Cash Growth
35.07%-19.81%-2.71%-41.47%-1.51%86.82%
Net Cash Per Share
19.1815.3818.5018.5330.2530.66
Cash & Investments
339.54275.75343.86353.42603.86613.14

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
227.1270.11123.08-114.04184.86163.06
Capital Expenditures
------
Free Cash Flow
227.1270.11123.08-114.04184.86163.06
Free Cash Flow Growth
207.06%-43.04%--13.37%8.66%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.59%16.58%17.23%18.43%12.47%15.61%
Pretax Margin
16.72%16.40%17.21%18.53%12.71%14.71%
Profit Margin
13.16%13.00%13.42%13.94%10.11%11.66%
FCF Margin
20.40%6.12%10.03%-9.61%16.89%15.85%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
5.2505.2505.0004.5002.850
Dividend Per Share Growth
35.00%5.00%11.11%57.89%-
Dividend Yield
4.96%6.03%5.95%6.82%4.33%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.7910.369.247.4311.909.79
P/FCF Ratio
8.2522.0212.37-7.127.21
PS Ratio
1.681.351.241.031.201.14