STO:SFAB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2018 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2018 - 2019
Net Income	146.03	164.71	165.36	110.66	119.98	43.37	Upgrade
Depreciation & Amortization	7.06	7.06	6.87	6.83	10	9.82	Upgrade
Gain (Loss) on Sale of Assets	-0.73	-0.73	-0.99	-0.21	-0.26	-0.43	Upgrade
Gain (Loss) on Sale of Investments	-22.76	-22.76	-28.71	33.36	-27.3	2.82	Upgrade
Stock-Based Compensation	1.83	1.83	0.88	-	-	-	Upgrade
Change in Accounts Receivable	85.88	47.68	-39.64	-18.56	11.04	-14.98	Upgrade
Change in Other Net Operating Assets	-1.18	-10.34	-252.21	38.95	39.2	2.58	Upgrade
Other Operating Activities	-100.68	-64.38	34.41	13.84	10.39	106.87	Upgrade
Operating Cash Flow	115.44	123.08	-114.04	184.86	163.06	150.06	Upgrade
Operating Cash Flow Growth	-	-	-	13.37%	8.66%	-10.87%	Upgrade
Sale of Property, Plant & Equipment	0.73	0.73	0.99	0.21	0.26	0.83	Upgrade
Purchase / Sale of Intangible Assets	-10	-10	-9.18	-	-	-11.93	Upgrade
Investment in Securities	-13.89	-	-	-174.18	173.02	-94.19	Upgrade
Investing Cash Flow	-23.62	-9.28	-8.2	-173.96	173.28	-105.3	Upgrade
Issuance of Common Stock	-	-	-	-	-	50	Upgrade
Repurchases of Common Stock	-28.38	-38.58	-62.31	-26.81	-	-	Upgrade
Common Dividends Paid	-	-82.84	-54.96	-	-	-	Upgrade
Other Financing Activities	-98.63	-0.22	-	0.06	-59	-62	Upgrade
Financing Cash Flow	-127.01	-121.64	-117.27	-26.76	-59	-12	Upgrade
Foreign Exchange Rate Adjustments	-6.27	-1.73	-10.95	6.58	7.6	-9.86	Upgrade
Net Cash Flow	-41.46	-9.56	-250.45	-9.28	284.93	22.9	Upgrade
Free Cash Flow	115.44	123.08	-114.04	184.86	163.06	150.06	Upgrade
Free Cash Flow Growth	-	-	-	13.37%	8.66%	-10.66%	Upgrade
Free Cash Flow Margin	9.66%	10.03%	-9.61%	16.89%	15.85%	16.16%	Upgrade
Free Cash Flow Per Share	6.38	6.72	-5.98	9.26	8.15	7.50	Upgrade
Cash Interest Paid	0.75	0.75	0.11	0.34	0.29	0.13	Upgrade
Cash Income Tax Paid	23.96	47.22	34.92	30.52	13.89	20.22	Upgrade
Levered Free Cash Flow	-371.54	45.62	87.46	152.6	194.09	83.17	Upgrade
Unlevered Free Cash Flow	-371.07	46.09	87.61	152.81	194.27	83.25	Upgrade
Change in Net Working Capital	496.75	84.93	47.57	-60.68	-83.9	-9.95	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.