Solid Försäkringsaktiebolag (publ) (STO:SFAB)

STO:SFAB Statistics

Total Valuation

STO:SFAB has a market cap or net worth of SEK 1.33 billion. The enterprise value is 1.15 billion.

Market Cap	1.33B
Enterprise Value	1.15B

Important Dates

The last earnings date was Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Apr 25, 2025

Share Statistics

STO:SFAB has 17.88 million shares outstanding. The number of shares has decreased by -3.52% in one year.

Current Share Class	17.88M
Shares Outstanding	17.88M
Shares Change (YoY)	-3.52%
Shares Change (QoQ)	-0.49%
Owned by Insiders (%)	3.91%
Owned by Institutions (%)	20.65%
Float	9.04M

Valuation Ratios

The trailing PE ratio is 9.21.

PE Ratio	9.21
Forward PE	n/a
PS Ratio	1.13
PB Ratio	2.88
P/TBV Ratio	3.07
P/FCF Ratio	n/a
P/OCF Ratio	13.09
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.88
EV / Sales	0.97
EV / EBITDA	5.88
EV / EBIT	6.10
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.84

Current Ratio	0.84
Quick Ratio	0.53
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	250.42

Financial Efficiency

Return on equity (ROE) is 32.39% and return on invested capital (ROIC) is 26.14%.

Return on Equity (ROE)	32.39%
Return on Assets (ROA)	6.98%
Return on Invested Capital (ROIC)	26.14%
Return on Capital Employed (ROCE)	17.11%
Revenue Per Employee	15.34M
Profits Per Employee	1.90M
Employee Count	74
Asset Turnover	0.70
Inventory Turnover	n/a

Taxes

In the past 12 months, STO:SFAB has paid 41.64 million in taxes.

Income Tax	41.64M
Effective Tax Rate	22.19%

Stock Price Statistics

The stock price has decreased by -13.30% in the last 52 weeks. The beta is 0.69, so STO:SFAB's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	-13.30%
50-Day Moving Average	78.22
200-Day Moving Average	81.65
Relative Strength Index (RSI)	42.38
Average Volume (20 Days)	18,767

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, STO:SFAB had revenue of SEK 1.18 billion and earned 146.03 million in profits. Earnings per share was 8.07.

Revenue	1.18B
Gross Profit	899.26M
Operating Income	188.57M
Pretax Income	187.67M
Net Income	146.03M
EBITDA	195.72M
EBIT	188.57M
Earnings Per Share (EPS)	8.07

Balance Sheet

The company has 177.87 million in cash and n/a in debt, giving a net cash position of 177.87 million or 9.95 per share.

Cash & Cash Equivalents	177.87M
Total Debt	n/a
Net Cash	177.87M
Net Cash Per Share	9.95
Equity (Book Value)	461.59M
Book Value Per Share	25.81
Working Capital	-83.14M

Cash Flow

Operating Cash Flow	101.55M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 76.15%, with operating and profit margins of 15.97% and 12.37%.

Gross Margin	76.15%
Operating Margin	15.97%
Pretax Margin	15.89%
Profit Margin	12.37%
EBITDA Margin	16.57%
EBIT Margin	15.97%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 6.80%.

Dividend Per Share	5.00
Dividend Yield	6.80%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	2
Payout Ratio	118.42%
Buyback Yield	3.52%
Shareholder Yield	10.32%
Earnings Yield	10.99%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4