SWX:BLKB Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	154.54	166.4	155.86	130.19	140.76
Depreciation & Amortization	69.11	26.78	41.27	30.35	20.77
Provision for Credit Losses	88.88	4.7	2.36	12.21	2.82
Other Adjustments	93.1	43.92	46	37.16	38.34
Changes in Trading Assets	16.22	12.6	38.91	25.18	2.51
Changes in Accrued Interest and Accounts Receivable	66.08	6.98	62.03	20.62	2.57
Changes in Trading Liabilities	4.62	7.83	4.17	7.06	1.28
Changes in Accrued Expenses	72.59	14.43	81.09	7.56	4.57
Changes in Other Operating Activities	96.71	91.29	201.86	151.69	105.98
Operating Cash Flow	91.93	154.66	301.47	20.43	94.71
Operating Cash Flow Growth	-40.56%	-48.70%	1375.69%	-78.43%	-33.24%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	127.35	599.46	226.61	797.09	338.06
Net Change in Loans Held-for-Investment	931.08	890.1	1,276	1,787	1,820
Net Change in Securities and Investments	701	552.95	631.34	213.69	240.24
Cash Acquisitions	-	-	21.45	1	54.81
Capital Expenditures	45.94	49.14	87.58	27.22	13.12
Purchases of Intangible Assets	1.03	-	-	-	-
Other Investing Activities	3.35	2.12	-	-	-
Investing Cash Flow	47.2	54.75	109.03	24.71	67.93
Net Change in Deposits	108.46	102.37	791.64	915.46	2,097
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	1,303	620.91	558.49	158.49	896.64
Long-Term Debt Issued	1,019	1,037	817.21	829	511
Net Long-Term Debt Issued (Repaid)	1,019	1,037	817.21	829	511
Repurchase of Common Stock	11.51	6.29	9.92	10.77	1.51
Net Common Stock Issued (Repurchased)	11.51	6.29	9.92	10.77	1.51
Other Financing Activities	53.05	167.03	0.01	0.01	-
Financing Cash Flow	2.48	2.41	2.77	0.08	1.51
Net Cash Flow	94.41	154.66	111.81	24.8	94.71
Free Cash Flow	137.87	203.81	389.05	47.65	107.83
Free Cash Flow Growth	-32.36%	-47.61%	716.43%	-55.81%	-31.29%
FCF Margin	584.87%	2582.78%	84.67%	11.81%	27.94%
Free Cash Flow Per Share	63.66	94.25	179.75	23.87	53.80