Cembra Money Bank AG (SWX: CMBN)

Cembra Money Bank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	980.53	921.97	632.64	544.77	599	542.58
Investment Securities	118.97	98.26	97.34	-	-	-
Mortgage-Backed Securities	-	-	-	-	-	5.67
Total Investments	118.97	98.26	97.34	-	-	5.67
Gross Loans	7,302	7,150	6,849	6,498	6,573	6,870
Allowance for Loan Losses	-153.27	-156.89	-92.37	-87.78	-84.06	-80.27
Other Adjustments to Gross Loans	-331.57	-306.21	-237	-203.27	-196.66	-204.65
Net Loans	6,817	6,687	6,520	6,207	6,293	6,586
Property, Plant & Equipment	19.52	21.32	25.27	28.86	35.38	28.82
Goodwill	189.52	189.52	189.52	156.83	156.83	156.83
Other Intangible Assets	52	60.11	77.95	70.13	81.85	93.02
Other Receivables	14.72	16.97	20.78	42.39	38.32	36.51
Restricted Cash	20.46	36.45	17.8	36.48	31.82	30.97
Other Long-Term Assets	39.49	33.7	33.11	1.26	1.58	1.86
Total Assets	8,279	8,088	7,624	7,095	7,244	7,485
Accrued Expenses	251.24	205.97	174.44	167.32	210.31	202.16
Interest Bearing Deposits	3,634	3,337	3,347	3,031	3,107	3,336
Non-Interest Bearing Deposits	251.25	159.87	166.06	167.92	167.12	158.76
Total Deposits	3,885	3,497	3,513	3,199	3,275	3,495
Short-Term Borrowings	-	-	-	-	-	75
Current Portion of Long-Term Debt	150.12	450.02	450	349.99	275.22	250.06
Current Portion of Leases	5.09	5.07	5.86	6.45	6.64	7.01
Long-Term Debt	2,748	2,648	2,163	2,142	2,290	2,314
Long-Term Leases	8.68	11.07	13.89	17.34	21.84	12.66
Pension & Post-Retirement Benefits	-	-	-	3.36	34.68	34.67
Long-Term Deferred Tax Liabilities	10.07	10.36	25.86	5.68	0.69	0.79
Other Long-Term Liabilities	10.83	11.09	3.28	3.43	3.47	3.63
Total Liabilities	7,069	6,838	6,349	5,895	6,117	6,395
Common Stock	30	30	30	30	30	30
Additional Paid-In Capital	259.31	258.67	258.12	257.68	259.05	259.45
Retained Earnings	958.83	997.89	1,010	953.69	902.37	859.69
Treasury Stock	-38.69	-37.38	-36.9	-34.54	-35.84	-35.26
Comprehensive Income & Other	0.3	0.57	13.16	-6.56	-28.55	-23.33
Shareholders' Equity	1,210	1,250	1,274	1,200	1,127	1,091
Total Liabilities & Equity	8,279	8,088	7,624	7,095	7,244	7,485
Total Debt	2,912	3,114	2,633	2,516	2,594	2,658
Net Cash (Debt)	-1,932	-2,192	-2,000	-1,971	-1,995	-2,116
Net Cash Per Share	-65.76	-74.63	-68.09	-67.06	-67.86	-73.45
Filing Date Shares Outstanding	29.32	29.33	29.34	29.39	29.37	29.38
Total Common Shares Outstanding	29.32	29.33	29.34	29.39	29.37	29.38
Book Value Per Share	41.26	42.60	43.43	40.85	38.37	37.12
Tangible Book Value	968.23	1,000	1,007	973.32	888.35	840.7
Tangible Book Value Per Share	33.02	34.09	34.32	33.12	30.25	28.62

Source: S&P Capital IQ. Banks template. Financial Sources.