Cembra Money Bank AG (SWX:CMBN)
Switzerland · Delayed Price · Currency is CHF 89.95
+0.15 (0.17%)
Aug 3, 2026, 12:22 PM CET
Cembra Money Bank AG Ratios and Metrics
Market cap in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 2,629 | 2,911 | 2,404 | 1,924 | 2,256 | 1,953 | |
Market Cap Growth | -0.96% | 21.06% | 24.93% | -14.72% | 15.56% | -37.98% |
Enterprise Value | - | 4,728 | 4,321 | 4,002 | 4,140 | 3,900 |
Last Close Price | 89.95 | 99.35 | 82.00 | 65.60 | 76.90 | 66.45 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.30 | 16.26 | 14.14 | 12.19 | 13.35 | 12.10 |
Forward PE | 12.81 | 14.87 | 13.16 | 11.65 | 14.34 | 12.21 |
PEG Ratio | 1.68 | 1.90 | 1.88 | 3.98 | 21.53 | 23.35 |
PS Ratio | 5.67 | 4.59 | 3.67 | 3.26 | 4.19 | 3.81 |
PB Ratio | 2.06 | 2.16 | 1.87 | 1.54 | 1.77 | 1.63 |
P/TBV Ratio | 2.46 | 2.55 | 2.23 | 1.86 | 2.16 | 2.01 |
P/FCF Ratio | - | 14.03 | 9.60 | 10.72 | 9.88 | 11.18 |
P/OCF Ratio | 9.58 | 13.27 | 9.22 | 10.21 | 9.27 | 11.18 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | - | 7.45 | 6.59 | 6.78 | 7.69 | 7.60 |
EV/EBITDA Ratio | - | 14.15 | 12.57 | 13.40 | 15.57 | 15.50 |
EV/EBIT Ratio | - | 14.97 | 13.63 | 14.76 | 17.26 | 17.22 |
EV/FCF Ratio | - | 22.79 | 17.26 | 22.29 | 18.13 | 22.34 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 2.12 | 2.08 | 2.26 | 2.48 | 2.05 | 2.08 |
Debt / EBITDA Ratio | 8.17 | 8.38 | 8.43 | 10.38 | 9.83 | 9.91 |
Debt / FCF Ratio | 10.37 | 13.50 | 11.58 | 17.25 | 11.44 | 14.27 |
Net Debt / Equity Ratio | 1.56 | 1.35 | 1.49 | 1.66 | 1.48 | 1.62 |
Net Debt / EBITDA Ratio | 6.00 | 5.44 | 5.57 | 6.96 | 7.08 | 7.74 |
Net Debt / FCF Ratio | 7.62 | 8.76 | 7.66 | 11.57 | 8.25 | 11.15 |
Asset Turnover | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 |
Quick Ratio | 1.68 | 1.64 | 1.84 | 1.86 | 1.75 | 1.82 |
Current Ratio | 1.68 | 1.64 | 1.84 | 1.86 | 1.75 | 1.82 |
Return on Equity (ROE) | 14.10% | 13.65% | 13.44% | 12.52% | 13.68% | 13.88% |
Return on Assets (ROA) | 3.23% | 3.19% | 3.18% | 2.78% | 2.62% | 2.54% |
Return on Invested Capital (ROIC) | 7.78% | 7.98% | 7.81% | 6.73% | 6.12% | 5.85% |
Return on Capital Employed (ROCE) | 9.44% | 8.83% | 8.18% | 7.31% | 6.99% | 6.60% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 7.02% | 6.15% | 7.07% | 8.20% | 7.49% | 8.26% |
FCF Yield | - | 7.13% | 10.41% | 9.33% | 10.12% | 8.94% |
Dividend Yield | 5.12% | 4.28% | 4.88% | 6.02% | 5.00% | 5.64% |
Payout Ratio | 88.92% | 69.44% | 68.89% | 73.36% | 66.73% | 68.22% |
Buyback Yield / Dilution | 0.08% | -0.01% | -0.02% | 0.01% | 0.07% | 0.01% |
Total Shareholder Return | 5.21% | 4.27% | 4.87% | 6.03% | 5.08% | 5.65% |