Cembra Money Bank AG (SWX:CMBN)
Switzerland · Delayed Price · Currency is CHF 89.80
0.00 (0.00%)
Aug 3, 2026, 11:31 AM CET
Cembra Money Bank AG Financials Overview
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 628.27 | 634.52 | 655.71 | 590.59 | 538.25 | 513 |
Revenue Growth | -0.98% | -3.23% | 11.03% | 9.72% | 4.92% | -2.11% |
Gross Profit Gross Profit Growth | 549.85 | 560.94 | 581.55 | 533.69 | 497.32 | 472.7 |
Operating Income Operating Income Growth | 315.66 | 315.71 | 317.03 | 271.08 | 239.86 | 226.5 |
Net Income Net Income Growth | 184.64 | 179.57 | 170.4 | 158.03 | 169.3 | 161.5 |
Earnings Per Share EPS Growth | 6.28 | 6.11 | 5.80 | 5.38 | 5.76 | 5.49 |
EPS Growth | 2.78% | 5.34% | 7.81% | -6.60% | 4.92% | 5.58% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Lending Lending Growth | 265.7 | 271.89 | 264.46 | 260.71 |
Payments Payments Growth | 198 | 196.72 | 211.84 | 198.07 |
Total Total Growth | 463.7 | 468.61 | 476.3 | 458.78 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 717.76 | 983.33 | 983.06 | 1,020 | 729.98 | 544.77 |
Total Debt Total Debt Growth | 2,706 | 2,801 | 2,900 | 3,098 | 2,613 | 2,492 |
Net Cash (Debt) Net Cash Growth | -1,988 | -1,817 | -1,917 | -2,078 | -1,883 | -1,947 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -67.72 | -61.86 | -65.24 | -70.74 | -64.11 | -66.25 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 274.39 | 219.4 | 260.65 | 188.53 | 243.42 | 174.61 |
Capital Expenditures CapEx Growth | -13.48 | -12 | -10.3 | -8.97 | -15.08 | - |
Free Cash Flow Free Cash Flow Growth | 260.92 | 207.41 | 250.35 | 179.57 | 228.34 | 174.61 |
Free Cash Flow Growth | 25.80% | -17.15% | 39.42% | -21.36% | 30.77% | -25.14% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 87.52% | 88.40% | 88.69% | 90.36% | 92.40% | 92.14% |
Operating Margin | 50.24% | 49.76% | 48.35% | 45.90% | 44.56% | 44.15% |
Pretax Margin | 36.53% | 35.21% | 32.30% | 33.22% | 39.10% | 39.08% |
Profit Margin | 29.39% | 28.30% | 25.99% | 26.76% | 31.45% | 31.48% |
FCF Margin | 41.53% | 32.69% | 38.18% | 30.40% | 42.42% | 34.04% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.600 | 4.600 | 4.250 | 4.000 | 3.950 | 3.850 |
Dividend Per Share Growth | 31.76% | 8.24% | 6.25% | 1.27% | 2.60% | 2.67% |
Dividend Yield | 5.12% | 4.28% | 4.88% | 6.02% | 5.00% | 5.64% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.30 | 16.26 | 14.14 | 12.19 | 13.35 | 12.10 |
Forward PE | 12.81 | 14.87 | 13.16 | 11.65 | 14.34 | 12.21 |
P/FCF Ratio | - | 14.03 | 9.60 | 10.72 | 9.88 | 11.18 |
PS Ratio | 5.67 | 4.59 | 3.67 | 3.26 | 4.19 | 3.81 |