Cembra Money Bank AG (SWX:CMBN)
Switzerland · Delayed Price · Currency is CHF 87.00
+1.40 (1.64%)
Aug 21, 2026, 5:31 PM CET
Cembra Money Bank AG Balance Sheet
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 494.91 | 780.98 | 793.2 | 921.97 | 632.64 | 544.77 |
Investment Securities | 222.84 | 202.36 | 189.86 | 98.26 | 97.34 | - |
Total Investments | 222.84 | 202.36 | 189.86 | 98.26 | 97.34 | - |
Gross Loans | 7,155 | 7,077 | 7,110 | 7,150 | 6,849 | 6,498 |
Allowance for Loan Losses | -150.39 | -171.31 | -158.45 | -156.89 | -92.37 | -87.78 |
Other Adjustments to Gross Loans | -315.27 | -321.97 | -326.47 | -306.21 | -237 | -203.27 |
Net Loans | 6,690 | 6,584 | 6,625 | 6,687 | 6,520 | 6,207 |
Property, Plant & Equipment | 26.46 | 29.46 | 15.5 | 21.32 | 25.27 | 28.86 |
Goodwill | 189.52 | 189.52 | 189.52 | 189.52 | 189.52 | 156.83 |
Other Intangible Assets | 38.28 | 40.73 | 45.94 | 60.11 | 77.95 | 70.13 |
Other Receivables | 12.28 | 9.9 | 12.19 | 16.97 | 20.78 | 42.39 |
Restricted Cash | 11.58 | 35.37 | 24.67 | 36.45 | 17.8 | 36.48 |
Other Long-Term Assets | 45.19 | 39.96 | 23.09 | 33.7 | 33.11 | 1.26 |
Total Assets | 7,760 | 7,943 | 7,949 | 8,088 | 7,624 | 7,095 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 150.97 | 164.74 | 210.51 | 205.97 | 174.44 | 167.32 |
Interest Bearing Deposits | 2,915 | 2,989 | 3,141 | 3,337 | 3,347 | 3,031 |
Non-Interest Bearing Deposits | 674.57 | 600.87 | 383.69 | 159.87 | 166.06 | 167.92 |
Total Deposits | 3,590 | 3,590 | 3,524 | 3,497 | 3,513 | 3,199 |
Current Portion of Long-Term Debt | 669.99 | 849.87 | 400.06 | 450.02 | 450 | 349.99 |
Current Portion of Leases | 4.61 | 4.87 | 5.29 | 5.07 | 5.86 | 6.45 |
Long-Term Debt | 2,036 | 1,951 | 2,500 | 2,648 | 2,163 | 2,142 |
Long-Term Leases | 18.94 | 21.15 | 5.39 | 11.07 | 13.89 | 17.34 |
Pension & Post-Retirement Benefits | - | - | - | - | - | 3.36 |
Long-Term Deferred Tax Liabilities | 9.44 | 8 | 5.41 | 10.36 | 25.86 | 5.68 |
Other Long-Term Liabilities | 5.96 | 8.12 | 13.13 | 11.09 | 3.28 | 3.43 |
Total Liabilities | 6,486 | 6,597 | 6,664 | 6,838 | 6,349 | 5,895 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 30 | 30 | 30 | 30 | 30 | 30 |
Additional Paid-In Capital | 260.79 | 259.7 | 259.73 | 258.67 | 258.12 | 257.68 |
Retained Earnings | 1,034 | 1,106 | 1,051 | 997.89 | 1,010 | 953.69 |
Treasury Stock | -45.03 | -42.46 | -38.68 | -37.38 | -36.9 | -34.54 |
Comprehensive Income & Other | -5.63 | -7.61 | -16.83 | 0.57 | 13.16 | -6.56 |
Shareholders' Equity | 1,274 | 1,345 | 1,285 | 1,250 | 1,274 | 1,200 |
Total Liabilities & Equity | 7,760 | 7,943 | 7,949 | 8,088 | 7,624 | 7,095 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 2,730 | 2,827 | 2,910 | 3,114 | 2,633 | 2,516 |
Net Cash (Debt) | -2,235 | -2,046 | -2,117 | -2,192 | -2,000 | -1,971 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -76.11 | -69.63 | -72.07 | -74.63 | -68.09 | -67.06 |
Filing Date Shares Outstanding | 29.27 | 29.3 | 29.32 | 29.33 | 29.34 | 29.39 |
Total Common Shares Outstanding | 29.27 | 29.3 | 29.32 | 29.33 | 29.34 | 29.39 |
Book Value Per Share | 43.52 | 45.92 | 43.83 | 42.60 | 43.43 | 40.85 |
Tangible Book Value | 1,046 | 1,115 | 1,050 | 1,000 | 1,007 | 973.32 |
Tangible Book Value Per Share | 35.74 | 38.07 | 35.80 | 34.09 | 34.32 | 33.12 |