Cembra Money Bank AG Ratios and Metrics

Market cap in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 13, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	2,892	2,404	1,924	2,256	1,952	3,149	Upgrade
Market Cap Growth	24.93%	24.93%	-14.72%	15.60%	-38.00%	1.11%	Upgrade
Last Close Price	98.65	78.54	59.44	66.07	54.14	84.21	Upgrade
PE Ratio	17.01	14.11	12.18	13.33	12.09	20.59	Upgrade
PS Ratio	6.07	5.05	4.19	4.82	4.37	7.14	Upgrade
PB Ratio	2.25	1.87	1.54	1.77	1.63	2.79	Upgrade
P/OCF Ratio	11.10	9.22	10.21	9.27	11.18	13.50	Upgrade
Debt / Equity Ratio	2.27	2.27	2.49	2.07	2.10	2.30	Upgrade
Return on Equity (ROE)	13.44%	13.44%	12.52%	13.68%	13.88%	13.79%	Upgrade
Return on Assets (ROA)	2.13%	2.13%	2.01%	2.30%	2.25%	2.08%	Upgrade
Earnings Yield	5.89%	7.09%	8.21%	7.50%	8.27%	4.86%	Upgrade
FCF Yield	-43.99%	-52.92%	-73.65%	-57.76%	-59.39%	-33.15%	Upgrade
Dividend Yield	4.27%	5.41%	6.73%	5.98%	7.11%	4.45%	Upgrade
Payout Ratio	68.89%	68.89%	73.36%	66.73%	68.23%	72.08%	Upgrade
Buyback Yield / Dilution	-0.01%	-0.01%	0.01%	0.07%	0.01%	-2.06%	Upgrade
Total Shareholder Return	4.26%	5.40%	6.74%	6.05%	7.12%	2.39%	Upgrade

Updated Feb 18, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.