Cembra Money Bank AG (SWX:CMBN)

Cembra Money Bank AG Statistics

Total Valuation

SWX:CMBN has a market cap or net worth of CHF 2.69 billion.

Market Cap	2.69B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Apr 28, 2025

Share Statistics

SWX:CMBN has 29.29 million shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	29.29M
Shares Outstanding	29.29M
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	38.65%
Float	n/a

Valuation Ratios

The trailing PE ratio is 15.04 and the forward PE ratio is 13.99. SWX:CMBN's PEG ratio is 1.79.

PE Ratio	15.04
Forward PE	13.99
PS Ratio	5.61
PB Ratio	2.16
P/TBV Ratio	2.64
P/FCF Ratio	n/a
P/OCF Ratio	16.81
PEG Ratio	1.79

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.60%.

Return on Equity (ROE)	14.60%
Return on Assets (ROA)	2.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	595,569
Profits Per Employee	222,706
Employee Count	759
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SWX:CMBN has paid 43.47 million in taxes.

Income Tax	43.47M
Effective Tax Rate	19.52%

Stock Price Statistics

The stock price has increased by +16.74% in the last 52 weeks. The beta is 0.25, so SWX:CMBN's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+16.74%
50-Day Moving Average	90.98
200-Day Moving Average	95.49
Relative Strength Index (RSI)	54.36
Average Volume (20 Days)	42,230

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SWX:CMBN had revenue of CHF 479.43 million and earned 179.28 million in profits. Earnings per share was 6.10.

Revenue	479.43M
Gross Profit	479.43M
Operating Income	222.75M
Pretax Income	222.75M
Net Income	179.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.10

Balance Sheet

The company has 743.41 million in cash and 2.76 billion in debt, giving a net cash position of -2.02 billion or -68.81 per share.

Cash & Cash Equivalents	743.41M
Total Debt	2.76B
Net Cash	-2.02B
Net Cash Per Share	-68.81
Equity (Book Value)	1.25B
Book Value Per Share	42.55
Working Capital	-3.77B

Cash Flow

In the last 12 months, operating cash flow was 159.91 million and capital expenditures -1.53 billion, giving a free cash flow of -1.37 billion.

Operating Cash Flow	159.91M
Capital Expenditures	-1.53B
Free Cash Flow	-1.37B
FCF Per Share	-46.79

Margins

Gross Margin	n/a
Operating Margin	46.46%
Pretax Margin	46.46%
Profit Margin	37.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.25, which amounts to a dividend yield of 4.62%.

Dividend Per Share	4.25
Dividend Yield	4.62%
Dividend Growth (YoY)	6.25%
Years of Dividend Growth	3
Payout Ratio	69.55%
Buyback Yield	-0.05%
Shareholder Yield	4.57%
Earnings Yield	6.67%
FCF Yield	-51.00%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3